The Best of Krantcents

by Krantcents · 31 comments

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The “best of” may be a misnomer, but it is based on statistics!  I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life.   I decided to do this because I am making some changes and thought you may like to read some of the best!

I decided to write a blog because I thought I had something to contribute to the conversation.  I will let you judge if my contribution is worthwhile or not.   I try to find things that I find interesting or provocative to stimulate conversation or better yet a dialog.  Your comments are important because it creates a dialog.  I always write about subjects I find interesting and hope you do too.  I try to take a particular point of view that will allow the reader to draw their own conclusion.  That does not mean I don’t try to persuade the reader of my viewpoint, but instead I try to highlight the issues.

Top Five Articles Read in 2012

*20 Interview Questions to Ask Employers – Here are 20 interview questions to ask employers Interviews are scary!  What kind of impression are you making?  Having questions prepared tells the employer you are interested!  Why not, your goal is to be invited back.  Interviews are to find out about you and for you to find out about the company.  Your questions tell the interviewer a lot about you.

Get Rich without Quitting Your Day Job – Get rich working for the man!  Before you think I am crazy, think about it.  You work 40-60 hours a week, why not make it pay!  You went to a good college and you received your MBA from a top 25 school.  You should be able to be successful, shouldn’t you?  Are you on your way to millions?  Why not?

High Paying Careers You Would Never Think Of! – High paying careers you would never think of! When I think of well paying jobs, I think of medicine, health care, engineering, technology and aerospace.  No doubt, you probably think of entertainers, professional athletes or comedians, but those require special talent!  What jobs do you think of as well paying careers? came up with ten careers that you never heard of!

I Lost My Wallet! – I lost my wallet; does anyone know where it is?  I had cash of at least $100 and 3-4 credit cards.  If you found it, what would you do?  Would you return it?  Would you take the cash?  Would you try to use the credit cards?  You have a choice between what you should do versus what you want to do?  Does it matter if you are having hard times and you need the money?

How Do You Choose the Right Career? – I know what you want!  It is a career that pays the most, where you have fun and don’t work too hard.  Are there careers like that?  If you ask people who like what they do, their answer will be yes!  What are those careers?  Some (well, most) professions require some form of higher education. However, with the modern world we live in, one can go as far as to obtain an MBA, or even a PhD, never leaving home.

*Special note, this was published in 2011, but more people read it in 2012.

Top Five Most Commented Articles in 2012

Home Gym on a BudgetWould you like a home gym?  All the movie stars have a home gym and you can too!  Do you have to be a movie star to have one?  No, not really!  In fact, you can put one together for very little money.  Over the years, I belonged to a health club and went there regularly during the week and even weekends.  I spent years in the gym, but it was worth it.  It takes a lot of work to keep me fit.

Landlord Nightmares! – Landlord nightmares, I lived through it or did I?  Everyone presumes that all landlords make a ton of money.  If you buy at the right time and get a low interest mortgage, you can make a lot of money.  If that is all there is to rental property, it would be easy!  Managing your business or investment is up to you!  Rental property is a business, but that is just part of the story!

How Is Chess Like Life?Chess is a two player board game played by millions of people at home, in clubs, online and tournaments.  Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life?

The 3 F’s of Success – The 3 F’s of Success is the Sixth in a series of articles to help you reach your goal.  What are your goals?  I know you thought about it!  You know, it is your dream, wish or resolution you made!  Before you can get to where you want to be, you need to know where you are going.  You wouldn’t get on a bus, train or plane without knowing where it was going.

My Show Is Always On – 24/7 and no matter where I am, my show is always on. It doesn’t end there; every form of entertainment is available no matter where you are.  Access to information is no longer limited to a desktop or a specific location. It is no surprise that we are mobile and have access to a lot of information.  You can do almost anything, but what do you do?  What does this all mean?

My Favorite Ten Articles of 2012

My ABC’s of Success – The 3 A’s of Success is part of a series of articles to help you reach your goal.  What are your goals? I know you thought about it!  You know, it is your dream, wish or resolution you made!  Before you can get to where you want to be, you need to know where you are going.  You wouldn’t get on a bus, train or plane without knowing where it was going.  Simple enough or is it?

Budgeting Is Easy! – I think budgeting is easy!  The traditional definition of a budget is an estimate of income and expenses for a set period of time.   A budget for me is a structure for achieving a financial goal.   It helps you track your income and how you spend your money.  My approach is to start with my financial goal and I make changes in my spending to achieve it.  Do you use budgets?

25 Money Saving Tips, I use – These are 25 money saving tips, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too.

How to Run a Successful Business – Running a successful business does not just happen!  I have often said that if you do something you like, you will be good at it.  If you are really good at it, you should work for yourself.  Successful people have characteristics that separate them from the rest of us.  Do you need to have all these characteristics or traits to succeed?  No, but it helps if you do!

Cash Is King or Is It? – If cash is king, why do we keep inventing new ways to pay for things?  Mobile payments, debit cards and let’s not forget credit cards.  There are a variety of credit cards such as cash back, rewards, charge cards, travel, affinity, low interest and airline to name just  a few.  A recent survey (Rasmussen Reports) indicates 43% of adults stopped using cash for a week.  Is this the future?

It Pays to be Skinny – Skinny people earn more!  According to a survey, workers who exercise regularly earn 9% higher pay on average versus the ones who don’t!  Who are these people and why do they earn more?  I hope this trend spreads everywhere!  What is wrong with rewarding healthy behavior?  Staying healthy is more than appearance, isn’t it?  What is healthy anyway?

I Gave Up My Dream! – I gave up my dream, but I am not a quitter!  What was the dream?  Did I want to be on Broadway or become a movie actor?  No, performing on stage or playing someone else is just too scary!  Besides, I am not that creative or skilled to be good at it.  You have to want it more than life and willing to work at anything until you make it.  Besides constant rejection is not appealing to me!  So what changed?

How to Shop for Homeowner’s Insurance – Shopping for homeowners insurance is a necessity particularly where I live.  I live in southern California where the next big earthquake is days/weeks/months/years away!   A natural disaster that can wipe you out financially!.  I survived the Northridge earthquake without damage, but that was just luck.  California has a 99% chance of a big earthquake within thirty (30) years.

Good Enough! – The principle of good enough (POGE) only works for software!  It is a rule for software and systems design which favors quick and simple design because it evolves as needed based on user requirements.  I sometimes hear my students say they have good grades until I question them.  It turns out it was just good enough!  When does good enough make sense for you?

Nearly Half of all Americans Die Broke in Retirement! – Nearly half of Americans will be broke in retirement!  They will rely solely on Social Security to support themselves.   What if Social Security changes and how will you survive the changes?  How do you see your retirement?  Do you have enough savings for a comfortable retirement?  Will you live off of Social Security or keep working?  What will you do?

Giving Credit

First, I want to thank Financial Samurai, for this great format, although I made some minor changes.   Additionally, I would like to thank all my readers and the many who have left comments without you there is no  krantcents.  I want you all to know I enjoy the dialog generated by comments even if you do not agree with me.  My goal is to start a conversation not persuade you of my viewpoint.  Last, I hope this article recap may interest you to read something you missed or read it for the first time.  Whether these are the best articles or not, I will let you decide!

Photo by:  Vectorportal

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Sam January 8, 2013 at 12:47 am

Nice list of posts Larry. Looks like you’ve got some good ones on career related things. We should talk more about some opportunities!



Krantcents January 8, 2013 at 6:52 am

Thanks, I think I enjoy bringing all of my skills and experience to my articles.

Holly@ClubThrifty January 8, 2013 at 4:22 am

Awesome! I will have to go back and read some of your earlier posts. Have a great day!

Krantcents January 8, 2013 at 6:53 am

Thanks, I think it was a great idea to highlight past articles.

Jefferson @SeeDebtRun January 8, 2013 at 5:22 am

Great job, Krant. You have had an awesome year of creating good content.

Krantcents January 8, 2013 at 6:56 am

Thanks, I thought I would share some of my favorites!

Hunter January 8, 2013 at 8:37 am

What a great summary of your work. Your are a prolific blogger KC and I’m always impressed with the engaging nature of your content.

I especially like your top way (25 Money Saving Tip I Use) you like to save. The bicycle is the best kept secret in personal finance!

Krantcents January 8, 2013 at 9:24 am

Thanks! I expect I will need to change in retirement and become a spender though. Maybe I need to practice some spending before I retire. LOL!

Hunter Lane-Living January 8, 2013 at 8:39 am

Always high quality KC! Thanks for sharing your insights with all of us. We appreciate your support.

Krantcents January 8, 2013 at 9:25 am

Thank you, I love the interaction and feedback.

Ornella @ Moneylicious January 8, 2013 at 8:58 am

I’ve been following you for a few months and have enjoyed your content. I can tell you put thought into it. And it’s great that you use your own opinion:-)

By the way, great list!

Krantcents January 8, 2013 at 9:27 am

Thanks, I try to find something interesting where I can insert my point of view.

Tackling Our Debt January 8, 2013 at 9:54 am

Great list of posts! I love reading about your various businesses and all the work that went into them.

Krantcents January 8, 2013 at 2:55 pm

Thanks, I plan to start sharing more of those experiences.

Kathleen, Frugal Portland January 8, 2013 at 10:01 am

What a great recap! Helps highlight some of the posts we might have missed.

Krantcents January 8, 2013 at 2:53 pm

Thanks, it is a great way of attracting new readers and highlighting old articles.

AverageJoe January 8, 2013 at 10:22 am

Great list of posts. My favorite? My Show Is Always On. Best KC Post Ev-Ar.

Krantcents January 8, 2013 at 12:55 pm

Thanks, I try to make them interesting and inject a little humor as well as my point of view.

John S @ Fugal Rules January 8, 2013 at 10:36 am

Great list of posts and I love the idea. I saw a few that really stuck out to me so I am on my way to take a look at some of them.

Krantcents January 8, 2013 at 12:57 pm

Thanks, I think this is an excellent way of highlighting hidden works or gems to reread or the first time.

Kim@Eyesonthedollar January 8, 2013 at 7:59 pm

I can’t wait to read landlord nightmares. Just when I was starting to enjoy the whole landlord thing…

Krantcents January 8, 2013 at 8:29 pm

Owning rental property is a business, but it can be fun. I used to love the search and making the deal, but owning and managing is just a job.

Sarah Park January 9, 2013 at 1:05 am


I love all your articles. I absolutely read all of them. My favorite is “Budgetting is Easy” among the list. As a mom, this post is certainly perfect for me.

Krantcents January 9, 2013 at 6:55 am

Thanks, I think too many people are afraid of budgets and yet they are necessary to reach your financial goals.

Buck Inspire January 9, 2013 at 11:21 am

This is a great collection of knowledge KC! I will review some of the ones I missed. I may have asked you before, but have you considered compiling your work in an eBook or other info product? Keep it up!

Krantcents January 9, 2013 at 12:35 pm

I like the idea, although I am not sure how much work is involved.

Chris@Money Blogger January 13, 2013 at 1:24 am

I loved reading about it pays to be skinny, I work out 6 times a week and I recently got a promotion within 3 months of joining a new job over people who had been there for over a year. I like to think working out played a part in that.

Krantcents January 13, 2013 at 7:54 am

Perhaps not directly, but the discipline you use to work out 6 times a week is a good skill to have. Also, you are practicing skills such as working toward a goal and others in working out.

Miss T @ Prairie Eco-Thrifter January 13, 2013 at 12:32 pm

You always write thought provoking posts that get us all thinking. I love it. Congrats on another great year of great content.

Krantcents January 13, 2013 at 1:49 pm

Thanks, 2013 will be even better!

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