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Stretching your Money

Post image for Do You Take Responsibility or Just Make Excuses?

Do you take responsibility or just make excuses When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results?  Why? Read More…

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Post image for Reasons Why Life Insurance Can Be Denied

Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top five reasons why life insurance is denied, you may be able to avoid a denial or know your next best move. Read More…

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My Warranty Expired!

by Krantcents · 0 comments

Post image for My Warranty Expired!

My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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Post image for Seven Personal Finance Red Flags to Avoid

red flag is an indicator of potential problems.  It means danger, stop or caution because of something ahead of you.  In personal finance there are a number of things to watch for or avoid to be successful.  They are things that we all go through, but should pay attention to and avoid.  Financial statements are a record of your financial activities of a business, person or other entity. This stuff is for everyone! Read More…

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Post image for Ten Thanksgiving Day Facts

Happy Thanksgiving to all of you.  Do not eat  too much, spend too much time with family or spend too much on Black Friday!  I really hope you do not spend too much!  We will spend Thanksgiving with family and friends.  My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join friends to celebrate Thanksgiving together. How was yours? Read More…

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Post image for It Is Time for Year-End Tax Planning

It is time for year-end tax planning! You can do something about your tax bill just by doing a little tax planning. There is plenty of time to make a difference in your tax bill by just following these suggestions. Everybody knows they should do something, but they do not because either they do not know what to do or do not take the time to do it. The IRS is counting on you doing nothing! Read More…

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Post image for What You Don’t Know?

What you don’t know could fill books!  It takes years and maturity to realize what you don’t know.  I know because I have the (66 years old to be exact) years and maturity (just based on my age).  Seriously, figuring out what you don’t know is real important and it should happen sooner rather than later.  Did you figure it out yet?  No problem, I will give you ten things just to start you off. Read More…

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Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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Post image for Barcodes – Here Is What Your Business Is Missing As You Delay Getting Them

These days, it’s next to impossible to find a product in the supermarket that doesn’t have a barcode, which makes sense considering how quickly and efficiently barcodes let a cashier work. However, barcodes are useful outside the supermarket as well. Since their application has expanded to almost every sphere of business and human interaction, you need to adopt the technology for your business as well if you haven’t already. Read More…

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Post image for Understanding How Video Conferencing Can Support the Financial Sector

Whether you’re an independent financial adviser, or working for a leading global firm, chances are you’ve had some interesting requests from your clients. From asking for face-to-face meetings during the holidays to late night questions about their financial status, these customers need a lot from you. However, that doesn’t mean you’re on your own when it comes to connecting with the people that count on you to keep their accounts out of the red. Read More…

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