Posts tagged as:

Savings

Post image for How to Go from a Saver to a Spender in Retirement

I am a lifelong saver! I will retire in one to two years and everything changes! I have multiple sources of income and enough investments to keep my wife and I very comfortable for more than thirty years. Comfortable is a subjective word, but my mortgage will be paid off and I have no debt. So what is the problem? I have to change  my habits and learn how to spend instead of save. Read More…

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Post image for Money Matters:  Planning

Planning is the process of making plans of something. Without a plan a goal is just a wish! A plan involves strategy which is a method or plan to bring about a desired future or solution to a problem. This involves organizing your ideas or activities required to achieve a desired goal. When you plan a trip, you start with the destination and map out a route to get there.What is your plan? Read More…

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Post image for Money Matters:  Money Management

Money management is the process of managing money, including budgeting, saving, investing, taxes, banking, spending or otherwise in overseeing the cash usage of an individual or group. Good money management is making good choices. Good money management is having control over your finances utilizing a budget and analyzing your expenses.  Are you a good money manager?   Read More…

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Post image for Managing Money using Technology

Managing money was my career for more than thirty years. I started managing money when I was seven (7) years old!  I earned my first few dollars with a business and needed to make some decisions. I made them the old fashioned way, I asked my mother. Small, but great network! Technology provides so much more information and all I have to do is access it. How do you use technology to manage your money? Read More…

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Post image for Money Matters: Saving

Saving is income not spent or deferred consumption. Saving involves reducing expenditures such as recurring costs in terms of personal finance. It is the first step to achieve your financial goal. It may be to purchase a car, a down payment for your first home, vacation, or retirement. If you are like most people, life gets in the way of saving for retirement. Make saving a priority and find money to save! Read More…

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Post image for Retirement, Planning the Emotional Side

Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are you going to do in retirement? Read More…

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Post image for Why Get a College Degree?

Why get a college degree?  You would expect a high return on investment (ROI), if you attended Harvard, Yale or MIT. Even if you received a degree from a no name university.  A lot of families are thinking about this question, whether you are a high school senior or just graduated.   Finding a job in this economy is tough and paying off student loans are tougher without a job.   Is college worth it? Read More…

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Post image for What Is the Best Career for You?

The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a good candidate. Success is performing your job well!  Read More…

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Goals in One Word

by Krantcents · 4 comments

Post image for Goals in One Word

That’s right, pick one word for your goals! Goals are something I do every day all year long. I know a lot about goals because I achieved all the important ones in my life. I know that sounds a little arrogant, but it is true. I was not my high school valedictorian nor did I graduate college phi beta kappa either. I was just the most determined person in the room and it worked! Read More…

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http://www.krantcents.com/wp-content/uploads/2015/03/7520213660_0e951ff6a9_m.jpg

Would you change to make millions? Saving for your retirement can be impossible unless you know what to do.  Putting money into a 401K is a no brainer, but where do you find the money? Small changes in your spending can achieve $1-2,000,000 over your lifetime. You can start today! Read More…

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