Posts tagged as:

Savings

Post image for How to Cope with Change

Change is inevitable! Recently, my wife and I went to New York for my sister in law’s birthday party. Since we live in Los Angeles, we had to get airline tickets, make arrangements for the dog and find a way to the airport. No big deal, we cashed in miles, our children watched the dog and we drove to the airport. If it were only that easy! You have to deal with all the possibilities and some you never thought of! Read More…

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Post image for Easy Ways to Cut Commuting Costs

How much of your monthly pay do you spend on getting to and from work? When you factor in the cost of fuel and wear and tear on your car, you could be shelling out a pretty penny. The longer your commute is, the more you could also expect to pay for car insurance and maintenance. Yet for many of us, simply walking to work is just not an option. Read More…

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Post image for CAMP Is the New Acronym for Retirement Readiness!

CAMP is not a place with temporary accommodations of huts, tents, or other structures, typically used by soldiers, refugees, prisoners or travelers. When I was a child, I went to camp to escape the New York summers. CAMP is not a destination! If you do not know what CAMP is, you should! CAMP is a way of realistically measuring your retirement readiness.  Read More…

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Post image for How Do You Measure Your Progress?

I measure my progress daily, weekly, monthly and annually. I  set goals and monitor them periodically. I learned these skills very early and applied them in everything I want to accomplish. If you want to achieve  financial or other goals, you need to monitor your progress. How you measure your progress is important for success ! Here is the secret to my success! Read More…

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Post image for Is It Too Late to Buy a Home?

Are you too late to buy a home at a bargain price? Home values are going up all over the country and you may be too late! If you are looking for the perfect time to buy a home, you probably missed it. Similar to the stock market, timing the market is difficult if not impossible. Real estate is cyclical and it goes up and down! The best time to buy a home is when you can afford it.  Read More…

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Post image for 7 of the Best Paying Jobs You Can Receive With An Online Education

Reaching your financial goals is tough if you don’t have a strong, steady income stream. And that’s even harder to achieve if you don’t have the proper degree to help you land a decent job. But how can you go to school when you’re busy working? Luckily online schooling has opened the doors to expand your career opportunities, and a lot of these programs can lead to high-paying jobs. Check out these high-paying fields you can get into with an online education. Read More…

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Post image for 5 Frugal Reasons to Ride a Bike

Why I ride a bike? It is fun and it makes me happy! Do you remember how much fun riding a bike was when you were a kid? Guess what, it is still is! Riding a bike is exercise and good for the environment, but it is much more.  Why should you bicycle and what is so great about a bike? If you have to ask, you don’t know! If it has been a while since you rode your bike, here are some reasons to start.
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Post image for Why is there income inequality?

Income inequality has grown significantly in the United States! The top 1% increased income and the middle class income has been declining at a much faster rate. Some of the factors that contribute to income inequality are geographical, globalization, race, gender, education, immigration, institutional, taxation and decline of unions. What do you think is the biggest factor in income inequality?  Read More…

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Post image for What is Personal Finance?

Personal finance is the financial management which an individual or a family unit is required to do to obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Simply said, it is your plan to make, spend and invest money as it relates to you. How will you achieve your financial goals? Read More…

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Post image for Congratulations Class of 2014, Now What?

Congratulations class of 2014!  Four years or more of hard work has gotten you here.  Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time.  Now you have to start acting like an adult and get a job, move out on your own and support yourself.  What should you do? Read More…

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