Posts tagged as:

Savings

Future: Perfect!

by Krantcents · 0 comments

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My future is perfect for me! In English, we use future perfect tense to talk about actions that will be finished before some point in the future. In my case, it is less than three (3) years away. My future is certain, however the duration is not! I planned for thirty (30) years in retirement just in case I am right! I plan to have a perfect retirement, would you like to know how? Read More…

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Why I Love Taxes!

by Krantcents · 6 comments

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I love taxes which is a huge paradigm shift for me!  I used to hate taxes so much that I used the tax code to reduce my taxes to zero.  Yes, that is right, I paid zero taxes for a very long time legally!  When you invest in assets, you can depreciate them and use depreciation to reduce your taxes.  Is that the only way to reduce your taxes?  No, learn what rich people do to lower their taxes. Read More…

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My Warranty Expired!

by Krantcents · 0 comments

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My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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6 Habits for Success

by Krantcents · 6 comments

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Habits are more important than decision making.  “Winning is a habit. Unfortunately, so is losing.” (Vince Lombardi).  All of us have good and bad habits.  A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition.  Little things like your morning coffee, exercise, getting up early, reading or watching TV are all habits.  Which ones will help you get to your goal? Read More…

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Post image for Do You Have What It Takes to be an Entrepreneur?

Are entrepreneurs born or made? You can take a class or earn a degree!   I grew up in an entrepreneur incubator!  Both my parents had thriving businesses and did not have the benefit of any college classes in entrepreneurship.  I think if you interviewed them, they would tell you it was experience.  They were passionate and did not know they could fail. Do you have what it takes? Read More…

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Post image for How an Online MBA Could Pay for Your New House

Business professionals who earn an MBA reap benefits for their hard work. They assuredly earn a higher income and take the fast track to improved career opportunities. An awareness of the factors that affect salary and job options helps prospective students plan for success.

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Post image for Goals You Will Never Achieve

Athletes, successful business people, and achievers set goals! Stop procrastinating or  you will find yourself never achieving anything. Goals should be specific, measurable attainable, realistic and timely. SMART goals are a framework for setting goals! Any goal that you want to achieve requires consistent effort over time or it will remain just a dream or wish you will never achieve. Read More…

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Post image for The Pros and Cons of Investing in Rental Property or REITs

I love rental property!  I bought my first home when I was twenty-seven (27) years old.  My next investment was a nine (9) unit apartment building when I was thirty-one (31) years old.  Over seven (7) years, I accumulated more properties.  By the time I was thirty-eight (38) years old, I achieved financial freedom.  Investing has its risks and rewards. Rental property is an excellent way to build wealth! Read More…

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Post image for 3 Indicators of Profitable Real Estate Markets

Selecting the right location for a property investment is an essential step toward benefitting from the real estate market. New buyers unaware of the importance of market evaluation before choosing an investment locale risk early failure. Further, many investors lacking prior experience erroneously assume low purchase prices alone render lucrative investments. Read More…

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Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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