Posts tagged as:

Personal Finance

Post image for Are you working on your Soft Skills?

If your soft skills are not up to snuff, you better work on them! If you are a doctor, dentist or surgeon, your technical skills could mean life or death!  Does it matter, if these individuals treat you well?  Soft skills are personality traits, social graces, communication, language, personal habits, friendliness and optimism that characterize relationships with other people. Read More…

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Do You Have a Plan?

by Krantcents · 4 comments

Post image for Do You Have a Plan?

Do you have a plan? I plan starting with the end or outcome. Would you buy an airline ticket without knowing the destination?  Would you get on a bus, if you did not know where it was going?  Many young people enter college for all the wrong reasons. A college degree opens up doors, but it is what you do with it that matters!  Some day you will want to retire and you need to plan for it. Read More…

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Post image for Cheap or Frugal, which Are You?

Rich people are cheap! I normally avoid generalizations, but here a few examples to prove my point. J. Paul Getty, a certified oil billionaire had a pay telephone in his home, Warren Buffet drives a Cadillac (replaced his 8 year old car last year), and Donald Trump has his wife cut his hair.  Sure, you do not have to be rich to be cheap or frugal. Frugal is not cheap!!
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Post image for What is Prosperity and how do you get there?

Economic prosperity is not really a road!  In fact, it may not be much more than a path.  It is not a location and it can only lead you to a goal.  It is filled with many curves, dead ends, U-turns, attractions, amusements, distractions and pitfalls. Google or Yahoo maps will not help you get there!  It starts with a goal and a plan.  It is taking that dream you have and making it a reality!   Read More…

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Post image for Annual Checkup – Your Financial Health

Is your financial health important to you? If your answer is no, stop here! I learned a long time ago that I cannot influence everyone so I focus on the people who realize that my information is important to them. An annual checkup involves a physical examination, laboratory tests, vital signs and monitor any changes in health. An examination of your financial health is an opportunity to monitor your progress. Read More…

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Negotiating Is Easy!

by Krantcents · 8 comments

Post image for Negotiating Is Easy!

When you ask a question, you are negotiating!   Negotiation is a dialogue between two or more people or parties intended to reach an understanding, resolve point of difference or gain advantage in outcome of dialogue, to produce an agreement upon courses of action, to bargain for individual or collective advantage.  Don’t you negotiate all the time in your personal and professional lives? Read More…

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Post image for Can You Live without these Things?

I can live without these things and I am okay!!  You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices.  So it is a very relevant question!  What will you give up to achieve your goals?  It could range from dessert, sleep to exercise, dining out or entertainment.  Here are ten (10) things I can live without! Read More…

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Post image for How to Become More Interesting and Successful

A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes in your life so this year will be more interesting and successful. Read More…

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Post image for The difference between a wish and a goal is a plan!

The difference between a wish and a goal is a plan!  About thirty-six (36) years ago, I created my plan to achieve financial independence. I set my goals to reach them in about nine (9) years and I beat it by two (2)! I was laser focused on my goals to the point of having daily tasks and monitoring them weekly/monthly. Life is complicated, but I tried to simplify it so I could achieve my goal.  Read More…

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Post image for If you are not making mistakes, you aren’t doing anything!

If you do not make mistakes, you are not trying hard enough! If you’re not making mistakes, then you’re not doing anything. I’m positive that a doer makes mistakes. (John Wooden)  I  saw an interview of Sara Blakely, founder of Spanx (a multi-million dollar undergarment company). She said her Dad asked her every day what mistakes she made. He celebrated her mistakes! Read More…

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