Posts tagged as:

Money

I Won the Lottery

by Krantcents · 2 comments

Post image for I Won the Lottery

I won the lottery! Do I really need to explain? Normally, I would not announce this type of thing in a personal finance blog although maybe it is just the right place. For the record, I do not play very often, but all it takes it one winning ticket. I promise millions of dollars will not change me!  This article will be short because I am sort of busy talking to my advisors.  What do I do next? Read More…

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Post image for How to Cut your Expenses

Cutting your expenses may provide some insight how to save money.  Some people would call me cheap!  Others may say I am frugal!  I think of myself as value conscious!  I hate to spend more money for something than I need to.  I divide my expenses into wants and needs which helps to set priorities. My approach may cause you to rethink how you spend your money! Read More…

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Post image for Are You Rich or Just acting Rich?

Are you rich or just acting rich? I know all your friends are spending the summer in the Hamptons and you just want to fit in or maybe you are trying to impress your girl. Whatever the reason, you do not have the break the bank to look wealthy and it is not what you think anyway. They tend to dress in classic clothes. They dress for comfort!

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Post image for How Do I Get Rich and Successful Friends?

Rich and successful friends will make you rich!  In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.”  Ernest Hemingway responded:  “Yes, they have more money.”  Believe it or not the money is not what you want from rich people, but the connections and what you can learn from them.  Do the rich think differently from you? Read More…

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Post image for The Pros and Cons of Investing in Rental Property or REITs

I love rental property!  I bought my first home when I was twenty-seven (27) years old.  My next investment was a nine (9) unit apartment building when I was thirty-one (31) years old.  Over seven (7) years, I accumulated more properties.  By the time I was thirty-eight (38) years old, I achieved financial freedom.  Investing has its risks and rewards. Rental property is an excellent way to build wealth! Read More…

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Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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Post image for 25 Money Savings Tips for Everyone

These are 25 money saving tips, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too. Read More…

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Chess Is Life!

by Krantcents · 6 comments

Post image for Chess Is Life!

“Chess is life.”(Bobby Fischer) It is also a board game played by two people. Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life? Read More…

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Post image for Should I become a landlord or seller?

As a former successful landlord, it was my first choice, but the wrong one! Am I giving away my entire thesis in the first line? If you think so, you may be wrong. I addressed this question about seventeen (17) years ago and remained a landlord for another year. Although this is a personal decision, you should consider certain factors before you chose one or the other. Read More…

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Post image for The New Crisis Is Water!

Water was taken for granted in the United States for years! It was only a problem in third world countries. This has been the hottest summer on record in California. It is adding to an already difficult drought condition that will not go away anytime soon. If you live in the Midwest or East coast, you probably experienced flood conditions. This weather/climate change will affect the cost of food very soon! Read More…

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