Posts tagged as:

lifestyle

Post image for How to Go from a Saver to a Spender in Retirement

I am a lifelong saver! I will retire in one to two years and everything changes! I have multiple sources of income and enough investments to keep my wife and I very comfortable for more than thirty years. Comfortable is a subjective word, but my mortgage will be paid off and I have no debt. So what is the problem? I have to change  my habits and learn how to spend instead of save. Read More…

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Post image for Money Matters:  Money Management

Money management is the process of managing money, including budgeting, saving, investing, taxes, banking, spending or otherwise in overseeing the cash usage of an individual or group. Good money management is making good choices. Good money management is having control over your finances utilizing a budget and analyzing your expenses.  Are you a good money manager?   Read More…

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Post image for Money Is different for Men and Women

Money, what is it?  Would it surprise you to learn men and women view money differently?  The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context.  Money is officially-issued legal tender consisting of currency and coin. Men and women spend and invest money differently!  Why? Read More…

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Happy Memorial Day

by Krantcents · 4 comments

Post image for Happy Memorial Day

Memorial Day is a federal holiday in the United States to remember the people who died while serving in the armed forces. It is observed every year on the last Monday in May. It was formerly known as Decoration Day and originated after the American Civil War to commemorate the soldiers who died during the war. It was a time to place an American flag on each grave in national cemeteries. Read More…

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Post image for Retirement, Planning the Emotional Side

Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are you going to do in retirement? Read More…

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Post image for What Is the Best Career for You?

The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a good candidate. Success is performing your job well!  Read More…

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Never make Excuses!

by Krantcents · 2 comments

Post image for Never make Excuses!

Excuses avoids responsibility! When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results? No one ever excused his way to success. (Dave Del Dotto) Why? Read More…

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Post image for Never Pay Full Price for Anything

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better price.  The first is a large purchase such as buying a house, car or travel. Read More…

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Post image for What You Can Learn from Kids

I love to watch kids play!  They are so willing to take chances and push boundaries.  It is fascinating to watch how they seem to discover a toy or something for the first time.  Have you ever watched a child interact with a dog?  They will pet the dog and laugh.  Then it goes further until the dog signals he/she has had enough.  Children are naturally curious! Read More…

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Post image for What’s your Retirement IQ?

What is your retirement IQ? IQ is short for intelligence quotient! IQ testing was popular for many years because it was a way of assessing your intelligence and potential. Unfortunately, it also measured parental social status. It was used as a predictor of educational achievement, job performance, income and special needs. Saving for retirement does not take a high IQ or even much money. How is your retirement IQ? Read More…

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