Posts tagged as:

lifestyle

Post image for Failure Is an Industry!

There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your loss. Is this isolated? Read More…

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Post image for Do You Take Responsibility or Just Make Excuses?

Do you take responsibility or just make excuses When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results?  Why? Read More…

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Post image for Reasons Why Life Insurance Can Be Denied

Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top five reasons why life insurance is denied, you may be able to avoid a denial or know your next best move. Read More…

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My Warranty Expired!

by Krantcents · 0 comments

Post image for My Warranty Expired!

My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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Win or Lose

by Krantcents · 15 comments

Post image for Win or Lose

Win or lose is not universal! “In war, you win or lose, live or die – and the difference is just an eyelash.” (Douglas MacArthur)  “The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.” (Vince Lombardi) How do you measure success or failure? Read More…

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Post image for Goals You Will Never Achieve

Athletes, successful business people, and achievers set goals! Stop procrastinating or  you will find yourself never achieving anything. Goals should be specific, measurable attainable, realistic and timely. SMART goals are a framework for setting goals! Any goal that you want to achieve requires consistent effort over time or it will remain just a dream or wish you will never achieve. Read More…

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Post image for The Pros and Cons of Investing in Rental Property or REITs

I love rental property!  I bought my first home when I was twenty-seven (27) years old.  My next investment was a nine (9) unit apartment building when I was thirty-one (31) years old.  Over seven (7) years, I accumulated more properties.  By the time I was thirty-eight (38) years old, I achieved financial freedom.  Investing has its risks and rewards. Rental property is an excellent way to build wealth! Read More…

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Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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Post image for How to Save Money – Everywhere

Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little work. Read More…

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Post image for Sports Can Teach You Financial Skills

Playing sports teaches you much more than the game. Funny, how we tend to trivialize sports in school, but it is an important part of learning skills. When I played sports, I heard the phrase it was only a game. “Baseball, it is said, is only a game. True. And the Grand Canyon is only a hole in Arizona. Not all holes, or games are created equal.” (George Will)  Read More…

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