Posts tagged as:

lifestyle

Post image for How to Save Money – Everywhere

Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little work. Read More…

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Post image for Sports Can Teach You Financial Skills

Playing sports teaches you much more than the game. Funny, how we tend to trivialize sports in school, but it is an important part of learning skills. When I played sports, I heard the phrase it was only a game. “Baseball, it is said, is only a game. True. And the Grand Canyon is only a hole in Arizona. Not all holes, or games are created equal.” (George Will)  Read More…

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Chess Is Life!

by Krantcents · 6 comments

Post image for Chess Is Life!

“Chess is life.”(Bobby Fischer) It is also a board game played by two people. Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life? Read More…

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Post image for The New Crisis Is Water!

Water was taken for granted in the United States for years! It was only a problem in third world countries. This has been the hottest summer on record in California. It is adding to an already difficult drought condition that will not go away anytime soon. If you live in the Midwest or East coast, you probably experienced flood conditions. This weather/climate change will affect the cost of food very soon! Read More…

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Post image for What I Gave Up for Financial Independence

Financial independence was a goal I achieved about twenty-nine (29) years ago. It was part of a ten (10) year plan, I accomplished in about eight (8) years. It was a goal with a plan! It required a level of commitment, discipline and determination day in and day out. Although I used savings and investing to achieve this goal, it was my choices that helped me achieve my success.  Read More…

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Post image for Achieving Retirement Goals

How are you doing with your retirement savings? The most important first step is to start making contributions to your retirement savings as early as possible. Using a retirement calculator, if you contribute as little as two hundred ($200) dollars a month at twenty-two years old, you will have one million four hundred thirty ($1,430,000) dollars at sixty-five (65) years old using a growth investment style.

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Post image for How to Take Control of your Life

Control is subjective! Control is the power to influence or direct people’s behavior or the course of events. Taking control of your life is much more personal and involves the financial, personal, social, physical fitness, work and personal relationships and career portions of your life. Are you one of those people who just complains about things rather than doing something about it?

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Post image for Determination Beats Everything Else!

Determination beats everything! Determination is a personal quality that makes you continue trying to do or achieve something that is difficult. In other words, determination is simply not giving up! “The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.” (Vince Lombardi) Read More…

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Post image for Does a Spending Freeze Work?

A spending freeze is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita spending. I just call it a budget! Can you really stop spending? Read More…

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What is your Legacy?

by Krantcents · 2 comments

Post image for What is your Legacy?

My legacy is not money! As I get older and things change, I think about what I may leave behind. Legacy is an amount of money or property left to someone in a will. It is much easier to leave money and property to your heirs. When I was growing up, I wanted my parent’s time, unfortunately they were always busy. In order to spend time with them, I had to work. It helped influence my values! Read More…

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