Posts tagged as:

lifestyle

Post image for Don’t Envy the Rich!

The rich are different from you and me. (F. Scott Fitzgerald) Yes, they have more money. (Ernest Hemingway)  “They possess and enjoy early, and it does something to them, it makes them soft where we are hard and cynical where we are trustful in a way that unless you were born rich, it is very difficult to understand.” (F. Scott Fitzgerald) Yes, the rich are different from you and me, they have more problems! Read More…

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Post image for How to Cope with Change

Change is inevitable! Recently, my wife and I went to New York for my sister in law’s birthday party. Since we live in Los Angeles, we had to get airline tickets, make arrangements for the dog and find a way to the airport. No big deal, we cashed in miles, our children watched the dog and we drove to the airport. If it were only that easy! You have to deal with all the possibilities and some you never thought of! Read More…

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Post image for 5 Smart Ways to Cut your Expenses

How I cut my expenses may provide some insight how to save money.  Some people would call me cheap!  Others may say I am frugal!  I think of myself as value conscious!  I hate to spend more money for something than I need to.  My approach may cause you to rethink how you spend your money! Find out how you can live on less without feeling deprived! Read More…

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Post image for CAMP Is the New Acronym for Retirement Readiness!

CAMP is not a place with temporary accommodations of huts, tents, or other structures, typically used by soldiers, refugees, prisoners or travelers. When I was a child, I went to camp to escape the New York summers. CAMP is not a destination! If you do not know what CAMP is, you should! CAMP is a way of realistically measuring your retirement readiness.  Read More…

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Post image for How to Buy Homeowners Insurance

Buying homeowners insurance is a necessity particularly where I live.  I live in southern California where the next big earthquake is days/weeks/months/years away!   A natural disaster that can wipe you out financially!.  I survived the Northridge earthquake without damage, but that was just luck.  California has a 99% chance of a big earthquake within thirty (30) years. Read More…

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Post image for My 2014 New Year’s Resolutions – Half Year Update

It is time to update my 2014 New Year’s Resolutions! Many people believe that making resolutions public will hold you more accountable. I do not believe that because I always hold myself accountable for my actions. This year, I made my resolutions more persona and more important to me.  Now it is time to show my progress and see how I am doing. What are you doing about your New Year’s Resolutions? Read More…

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Post image for 5 Frugal Reasons to Ride a Bike

Why I ride a bike? It is fun and it makes me happy! Do you remember how much fun riding a bike was when you were a kid? Guess what, it is still is! Riding a bike is exercise and good for the environment, but it is much more.  Why should you bicycle and what is so great about a bike? If you have to ask, you don’t know! If it has been a while since you rode your bike, here are some reasons to start.
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Post image for Is More Money the Answer?

If more money was the answer, what was the question? “Throwing money at the problem” has been an answer for education for years. Wouldn’t you want smaller classes, the best and brightest teachers and the newest facilities or equipment? Are you willing to increase your taxes to make it happen? No one wants higher taxes is why this will never happen! Does throwing money at a problem work? Read More…

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Post image for Why is there income inequality?

Income inequality has grown significantly in the United States! The top 1% increased income and the middle class income has been declining at a much faster rate. Some of the factors that contribute to income inequality are geographical, globalization, race, gender, education, immigration, institutional, taxation and decline of unions. What do you think is the biggest factor in income inequality?  Read More…

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Post image for Teach Kids about Money – A New Approach!

You can’t teach kids about money, unless you make good financial decisions too! Every time, you spend, save, invest or even make decisions about money, you are demonstrating to your children what they should do. By the time they grow up, they have seen you make thousands of transactions and it becomes the only experience they know for them. I still this is still true, but it is not too late to fix it!  Read More…

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