Posts tagged as:

lifestyle

Post image for Krant on Krant(cents) Interview

Who else should interview me than me! The self interview is a writing exercise using a question as a strategy for reflection. Something I do often as I get older. It may be a recurring article format if you like the results. I am using it to share ideas, strategies and motivation in an effort to reveal more of myself. I will pick some issues, problems or outcomes that I think you may find interesting. Read More…

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Post image for 5 Steps to Financial Literacy

This is National Financial Literacy Month! It is time to take control of your finances. Decide today, that you are responsible for your financial future, make better financial decisions, differentiate between wants and needs, get out of debt, start a savings account, track your expenses, start budgeting, set and achieve goals. If you are happy with your situation, don’t change! If not, read on. Read More…

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Post image for Diversify your Portfolio to Reach your Financial Goals

In finance, you should diversify your investment portfolio by reducing risk by investing in a variety of assets. Typically, this means asset allocationAsset allocation is an investment strategy to balance risk and reward by adjusting the percentage of each asset in an investment portfolio according to your risk tolerance, goals and time frame. Are you diversified? Read More…

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Post image for Krantcents Is Changing Again!

I am changing again! I am returning to publishing three times (Monday, Wednesday Friday) a week beginning April 14th.  Change does not stop there, I am returning to a personal finance focus! “Only the wisest and stupidest of men never change.” (Confucius)  What changes have you made in your career, business or personal life to reach your goal? Read More…

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Post image for Why You Will Never Be Rich!

Getting rich is not that hard, all you need is a goal and a plan. The problem with most people is they never establish the goal! It does not mean they do not want to be rich or successful, but they just keep doing what they have been doing. If you never experienced success, change is difficult! It starts with recognizing what real success looks like. What changes are you willing to make? Read More…

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Post image for Ten Small Changes that Can Make Millions

Ten small changes can make millions. Saving for your retirement can be impossible unless you know what to do.  Putting money into a 401K is a no brainer, but where do you find the money?  You can start with a diary of where you spend your money and find expenses to change.  Small changes in your spending can achieve $1-2,000,000 over your lifetime. Read More…

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Post image for How to Plan your Future?

If you want to accomplish something in life, you need a plan! In order to have a successful future, you need a ten (10) year plan! It is not just something that comes up during an interview! Successful people plan ahead and you should too. It is one of the reasons it comes up in interviews. It is a great way to improve your performance, productivity, avoid pitfalls and solve problems. What are you doing? Read More…

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Post image for Budgets and Diets Are a Waste of Time – Redux!

Budgets and diets are a waste of time!  Most, if not all personal finance (PF) bloggers are probably surprised I would say that.  A budget or diet is not the answer for overspending or overeating.   If these things worked for everyone, there would be no debt or overweight people.  A budget or diet is intended to help us reach a financial or personal goal.  Do budgets or diets even work? Read More…

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Post image for Do You Live to Work or Work to Live?

Do you live to work or work to live? This is an important question, but rarely taken seriously! Every employer want employees who are dependable, trustworthy, and good at their jobs.. How do they measure performance? A good employee gets the job done on time. It helps when the employee is self motivated and can overcome the various obstacles and problems that undoubtedly interfere with that objective. Read More…

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Post image for Simple Steps to Buying a Quality Surround Sound System for Your Living Room

Although the factory speakers that came with your high-definition television are somewhat sufficient and acceptable, they simply don’t provide you with the booming bass and overall surround sound experience that you anticipated having within your home when you first purchased the HD TV. Fortunately, there are several simple steps that you can take in order to drastically change this, by purchasing a high-quality surround system to complement your high-definition equipment. Read More…

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