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Post image for Are You a Genius or a Fool?

“Any intelligent fool can make things bigger and more complex… It takes a touch of genius – and a lot of courage to move in the opposite direction”. (E.F. Schumacher)  Do you move with the herd?  The real estate bubble and recession wrecked a lot of financial goals and plans.  Wait, the stock market is back, stronger than ever!  The real estate market is coming back too.  What did you do? Read More…

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Post image for How to Become Minimum Wage Millionaire

Can you earn minimum wage and still become a millionaire? The short answer is yes!  I am sure you have heard of so called poor people becoming millionaires, although not overnight.   I am not talking about professional athletes, entertainers or lottery winners.  I am talking about everyday people earning very little money and over time become millionaires.  Not just millionaires, but multi-millionaires! Read More…

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Post image for It Is All in the Details!

Do details matter? Have you ever taken something apart and when you put it back together you have a part left over?  It may or may not affect the overall operation, but it might!  Details are important, but they are not all equal!  I think it is the accountant in me that makes me pay attention to details. In accounting, everything has to balance just like in life.  Do details matter to you? Read More…

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Post image for The Lost Art of Handwriting

Handwriting has become a lost art!  Technology has changed our communication.  Simple communication of writing a letter or note is not something we do anymore.  We email, tweet, text, share on Facebook, post on a blog, post on a website, chat, connect online, or make a call on a cell or VOIP phone.  Technology changed everything!   Has the ability to actually write become obsolete? Read More…

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Post image for Are You a Big Thinker?

A big thinker is always looking for opportunities!  Where do you want to be in five (5) or ten (10) years?  Have you ever given it thought?  Do you have a plan?  We all have hopes and dreams, but you can turn those dreams into reality.  We often dismiss dreams as something that just happens and you never do anything about it.  I used to dream and dream big when I was a kid.  What changed? Read More…

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Should Age Matter?

by Krantcents · 31 comments

Post image for Should Age Matter?

Should age matter?!  I bet you think I am talking about me.  Just because I am older (middle aged), it isn’t always about me.  Alright, I am just past middle aged, I am sixty-six (66) years old, but as healthy as a thirty-five (35) year old!  I expect to live to a hundred, but more importantly thirty (30) years in retirement (again).  Read on because how we feel about age will affect you too! Read More…

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Post image for How Long Could You Play on a Losing Team?

Winning and losing is part of life!  Recently, I watched Super Bowl XLVII and Baltimore Ravens won.  The city of Baltimore celebrated and the game goes into history.  College sports have bowl games too, but how about the teams that don’t make it into a bowl?  There are teams that never win!  Can you imagine playing for a losing team?  I will chronicle what one person is doing and what they learn from it. Read More…

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Post image for 10 Things I Can’t Live Without!

10 things I can’t live without seems like an obvious sequel!  Recently, I wrote an article called 10 Things I Can Live Without.  It was the success of that article that made me think about what I can’t live without.  Whether you are planning, budgeting or just analyzing your expenses, I think you reflect on your decisions in order to develop your goals and plans. Read More…

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Post image for A Simple Retirement Plan for You!

Retirement can happen at any time!  A typical definition of retirement is the act of leaving one’s job and ceasing work.  In my parent’s generation, you kicked back and did not do much. It was a way of withdrawing or retreating from the work world.  It may happen at a certain age or when you accumulate sufficient assets, money, investments or savings. Read More…

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Post image for Interview Tips for Older Workers

Older workers unite and get ready to interview!  Suddenly, you are the oldest person in the room!  What do you do?  How do you turn a negative into a positive?  No one can legally ask your age, but a skilled interviewer can figure it out in a matter of minutes.  What they do with that information will either work for you or against you.  How will you handle your interview? Read More…

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