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Post image for Determination Beats Everything Else!

Determination beats everything! Determination is a personal quality that makes you continue trying to do or achieve something that is difficult. In other words, determination is simply not giving up! “The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.” (Vince Lombardi) Read More…


How to Land a Job?

by Krantcents · 2 comments

Post image for How to Land a Job?

How to land a job? It could be you or someone you know who is looking for a job.  Are you looking for summer employment, a part time job, a full time job or a career position?  You may be young, old or just in the middle, it does not matter!  What are companies looking for? Experience, skills, problem solvers or super stars? If you just graduated, you can still find a job! What should you do? Read More…


Post image for Does a Spending Freeze Work?

A spending freeze is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita spending. I just call it a budget! Can you really stop spending? Read More…


What is your Legacy?

by Krantcents · 0 comments

Post image for What is your Legacy?

My legacy is not money! As I get older and things change, I think about what I may leave behind. Legacy is an amount of money or property left to someone in a will. It is much easier to leave money and property to your heirs. When I was growing up, I wanted my parent’s time, unfortunately they were always busy. In order to spend time with them, I had to work. It helped influence my values! Read More…


Post image for The Power of First Impressions

You never get a second chance to make a first impression. (Andrew Grant) I know we should not judge people, but we do! Remember when you met your boyfriend, girlfriend, wife, husband for the first time? You made a decision to approach or be approachable. I am not talking about love at first sight, but you were interested. You look for verbal or nonverbal clues that the interest is mutual. Read More…


Post image for Buy a New Car  or Used Car?

Buy a new car or a used car? Is this a trick question? Many personal finance experts recommend buying a used car versus a new car because it has already depreciated some of its value and you get a better deal. Particularly if you find a used car off a lease and it was well maintained. Many car dealers offer certified used cars with warranties and you save 30-40% over new.  Read More…


Post image for Measure Twice and Cut Once!

Measure twice and cut once is an old proverb that is still relevant! It means one should double-check one’s measurements for accuracy before cutting a piece of wood; otherwise it may be necessary to cut again, wasting time and material. It also relates to all of life’s decisions! Often, you do not think through all the consequences of your actions thoroughly. In other words, think before you act! Sound familiar? Read More…


Post image for 7 Careers that Provide Financial Stability

The economy is uncertain, and it’s still trying to recover from the crash in 2008. Many people lost their jobs and incurred debt because they couldn’t find new employment. With the right career choice, this is something you’ll never have to worry about. Some careers will always be in demand, even in a bad economy. Take a look at these seven jobs which provide job security so one doesn’t have to worry about debts or other financial strains during their life. Read More…


Post image for 10 Steps to Financial Security

What is financial security? Financial Security is having sufficient resources to support a standard of living now or in the future. What does this mean to the average person? A good working definition may be having enough money to cover your current and future expenses. Everyone has a different definition of what is financial security because our expenses change. What do you need to know? Read More…


Post image for Labor Day is more than a Holiday

Labor Day is the first Monday in September and an American holiday! It is supposed to be a national tribute to the contributions and achievements of American workers made to this country. It was established abut one hundred twenty years ago. It usually signaled the end of summer and children return to school. The last weekend to get away or relax before school starts. What does Labor Day mean to you? Read More…