Posts tagged as:

financial decisions

All Talk, No Action

by Krantcents · 0 comments

Post image for All Talk, No Action

All talk, no action! You know these people; they make promises or talk a lot and never accomplish anything. It sounds like the guy who says, let’s get together for lunch, but never calls you. Some may think of this person as a people pleaser until they realize it is all talk. They love the positive reaction until you realize it is only intentions. You can do do something about it. The cure is simple! Read More…

{ 0 comments }

Post image for Fear is a Four Letter Word

Fear is a series of reactions in the brain triggered by a stressful stimulus and ending with such physical reactions as tense muscles, rapid heartbeat and rushed breathing. Fear is kills dreams, ambitions, happiness, love, and success. Fear of failure or success is real! Too often, you see opportunities, but you are unwilling to pursue them because of fear. Fear holds you back!  Read More…

{ 6 comments }

Post image for Achieving Retirement Goals

How are you doing with your retirement savings? The most important first step is to start making contributions to your retirement savings as early as possible. Using a retirement calculator, if you contribute as little as two hundred ($200) dollars a month at twenty-two years old, you will have one million four hundred thirty ($1,430,000) dollars at sixty-five (65) years old using a growth investment style.

Read More…

{ 8 comments }

Post image for How to Take Control of your Life

Control is subjective! Control is the power to influence or direct people’s behavior or the course of events. Taking control of your life is much more personal and involves the financial, personal, social, physical fitness, work and personal relationships and career portions of your life. Are you one of those people who just complains about things rather than doing something about it?

Read More…

{ 4 comments }

Post image for Determination Beats Everything Else!

Determination beats everything! Determination is a personal quality that makes you continue trying to do or achieve something that is difficult. In other words, determination is simply not giving up! “The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.” (Vince Lombardi) Read More…

{ 2 comments }

How to Land a Job?

by Krantcents · 2 comments

Post image for How to Land a Job?

How to land a job? It could be you or someone you know who is looking for a job.  Are you looking for summer employment, a part time job, a full time job or a career position?  You may be young, old or just in the middle, it does not matter!  What are companies looking for? Experience, skills, problem solvers or super stars? If you just graduated, you can still find a job! What should you do? Read More…

{ 2 comments }

Post image for Does a Spending Freeze Work?

A spending freeze is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita spending. I just call it a budget! Can you really stop spending? Read More…

{ 4 comments }

What is your Legacy?

by Krantcents · 2 comments

Post image for What is your Legacy?

My legacy is not money! As I get older and things change, I think about what I may leave behind. Legacy is an amount of money or property left to someone in a will. It is much easier to leave money and property to your heirs. When I was growing up, I wanted my parent’s time, unfortunately they were always busy. In order to spend time with them, I had to work. It helped influence my values! Read More…

{ 2 comments }

Post image for Buy a New Car  or Used Car?

Buy a new car or a used car? Is this a trick question? Many personal finance experts recommend buying a used car versus a new car because it has already depreciated some of its value and you get a better deal. Particularly if you find a used car off a lease and it was well maintained. Many car dealers offer certified used cars with warranties and you save 30-40% over new.  Read More…

{ 12 comments }

Post image for Measure Twice and Cut Once!

Measure twice and cut once is an old proverb that is still relevant! It means one should double-check one’s measurements for accuracy before cutting a piece of wood; otherwise it may be necessary to cut again, wasting time and material. It also relates to all of life’s decisions! Often, you do not think through all the consequences of your actions thoroughly. In other words, think before you act! Sound familiar? Read More…

{ 4 comments }