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Post image for How to Become Minimum Wage Millionaire

Can you earn minimum wage and still become a millionaire? The short answer is yes!  I am sure you have heard of so called poor people becoming millionaires, although not overnight.   I am not talking about professional athletes, entertainers or lottery winners.  I am talking about everyday people earning very little money and over time become millionaires.  Not just millionaires, but multi-millionaires! Read More…

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Post image for It Is All in the Details!

Do details matter? Have you ever taken something apart and when you put it back together you have a part left over?  It may or may not affect the overall operation, but it might!  Details are important, but they are not all equal!  I think it is the accountant in me that makes me pay attention to details. In accounting, everything has to balance just like in life.  Do details matter to you? Read More…

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Post image for I Think I Found the Ideal Dating Service!

In case you are wondering, I am not dating!  I just thought I should share some information about a dating service that answers the money issue.  You won’t have to ask your date about money because you will know their credit score!  As a service to my readers, I thought I would dedicate some time to discuss dating services and does it answer the real  question.  How is your FICO score? Read More…

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Post image for Extreme Retirement Is Fool’s Gold!

The usual definition for extreme includes words like serious, hazardous, dangerous, highest degree, exceptional, severe, physical or mental risk or hardship.  I realize that retirement as a goal may be worthwhile enough to take risks, but extreme may be too far.  Fool’s gold is anything that turns out to be worthless!  Have you gone to extremes for retirement savings?  Is it working for you?  Read More…

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Post image for The Lost Art of Handwriting

Handwriting has become a lost art!  Technology has changed our communication.  Simple communication of writing a letter or note is not something we do anymore.  We email, tweet, text, share on Facebook, post on a blog, post on a website, chat, connect online, or make a call on a cell or VOIP phone.  Technology changed everything!   Has the ability to actually write become obsolete? Read More…

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Post image for Which countries have the best retirement schemes?

Many of you probably pay into a 401(k) plan, which of course is a retirement scheme that helps you invest your money wisely for old age. Experts suggest that no country’s pension system is clearly superior to another’s, although some are slightly better in terms of the benefits they deliver. Read More…

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Post image for 10 Things You Don’t Know

What you don’t know could fill books!  It takes years and maturity to realize what you don’t know.  I know because I have the (66 years old to be exact) years and maturity (just based on my age).  Seriously, figuring out what you don’t know is real important and it should happen sooner rather than later.  Did you figure it out yet?  No problem, I will give you ten things just to start you off. Read More…

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Post image for Impossible Is an Opinion!

Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” (Muhammad Ali)  Don’t tell me it is impossible, but find a way to succeed! Read More…

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Post image for Why You Should Think Twice about Paying Off Debt!

Do you pay off debt or invest?  Many personal financial bloggers suggest to always pay off debt.  It is not that simple!  Whenever you have to make a financial or any kind of decision, you should examine all the alternatives.  It is commonly called opportunity costOpportunity cost is the cost of any activity measured in terms of the value of the next best alternative forgone (that is not chosen). Read More…

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Post image for Why I Use Online Banking and You Should Too!

Do you use online banking?  If you have a smartphone, you have 24/7 access to your bank account anywhere you can connect to the internet.  No smartphone?  You still have access, if you have a computer with an internet connection.  Are you still writing checks and stamping envelopes?  Have you ever been late because it was not delivered on time?  I have a solution for you. Read More…

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