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Too young to retire and too old to get a job! There are many people in their forties and fifties that feel that way. They lost their jobs in the recession and cannot find another one. They already exhausted their unemployment and have given up. That’s right, they stopped looking! They do not have the savings they should have and they gave up. What should they do? Read More…
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“Any intelligent fool can make things bigger and more complex… It takes a touch of genius – and a lot of courage to move in the opposite direction”. (E.F. Schumacher) Do you move with the herd? The real estate bubble and recession wrecked a lot of financial goals and plans. Wait, the stock market is back, stronger than ever! The real estate market is coming back too. What did you do? Read More…
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Can you earn minimum wage and still become a millionaire? The short answer is yes! I am sure you have heard of so called poor people becoming millionaires, although not overnight. I am not talking about professional athletes, entertainers or lottery winners. I am talking about everyday people earning very little money and over time become millionaires. Not just millionaires, but multi-millionaires! Read More…
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Do details matter? Have you ever taken something apart and when you put it back together you have a part left over? It may or may not affect the overall operation, but it might! Details are important, but they are not all equal! I think it is the accountant in me that makes me pay attention to details. In accounting, everything has to balance just like in life. Do details matter to you? Read More…
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In case you are wondering, I am not dating! I just thought I should share some information about a dating service that answers the money issue. You won’t have to ask your date about money because you will know their credit score! As a service to my readers, I thought I would dedicate some time to discuss dating services and does it answer the real question. How is your FICO score? Read More…
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The usual definition for extreme includes words like serious, hazardous, dangerous, highest degree, exceptional, severe, physical or mental risk or hardship. I realize that retirement as a goal may be worthwhile enough to take risks, but extreme may be too far. Fool’s gold is anything that turns out to be worthless! Have you gone to extremes for retirement savings? Is it working for you? Read More…
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Handwriting has become a lost art! Technology has changed our communication. Simple communication of writing a letter or note is not something we do anymore. We email, tweet, text, share on Facebook, post on a blog, post on a website, chat, connect online, or make a call on a cell or VOIP phone. Technology changed everything! Has the ability to actually write become obsolete? Read More…
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Many of you probably pay into a 401(k) plan, which of course is a retirement scheme that helps you invest your money wisely for old age. Experts suggest that no country’s pension system is clearly superior to another’s, although some are slightly better in terms of the benefits they deliver. Read More…
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“Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” (Muhammad Ali) Don’t tell me it is impossible, but find a way to succeed! Read More…
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Do you use online banking? If you have a smartphone, you have 24/7 access to your bank account anywhere you can connect to the internet. No smartphone? You still have access, if you have a computer with an internet connection. Are you still writing checks and stamping envelopes? Have you ever been late because it was not delivered on time? I have a solution for you. Read More…
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Krantcents
I have never been a fan of paying off mortgages ea
Terry
I really like this discussion of opportunity cost.
Krantcents
Any long range plan has shorter term goals too. A
