Posts tagged as:

Budgeting

Future: Perfect!

by Krantcents · 0 comments

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My future is perfect for me! In English, we use future perfect tense to talk about actions that will be finished before some point in the future. In my case, it is less than three (3) years away. My future is certain, however the duration is not! I planned for thirty (30) years in retirement just in case I am right! I plan to have a perfect retirement, would you like to know how? Read More…

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Why I Love Taxes!

by Krantcents · 6 comments

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I love taxes which is a huge paradigm shift for me!  I used to hate taxes so much that I used the tax code to reduce my taxes to zero.  Yes, that is right, I paid zero taxes for a very long time legally!  When you invest in assets, you can depreciate them and use depreciation to reduce your taxes.  Is that the only way to reduce your taxes?  No, learn what rich people do to lower their taxes. Read More…

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Post image for How Do I Get Rich and Successful Friends?

Rich and successful friends will make you rich!  In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.”  Ernest Hemingway responded:  “Yes, they have more money.”  Believe it or not the money is not what you want from rich people, but the connections and what you can learn from them.  Do the rich think differently from you? Read More…

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Post image for Failure Is an Industry!

There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your loss. Is this isolated? Read More…

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Post image for Reasons Why Life Insurance Can Be Denied

Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top five reasons why life insurance is denied, you may be able to avoid a denial or know your next best move. Read More…

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My Warranty Expired!

by Krantcents · 0 comments

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My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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6 Habits for Success

by Krantcents · 6 comments

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Habits are more important than decision making.  “Winning is a habit. Unfortunately, so is losing.” (Vince Lombardi).  All of us have good and bad habits.  A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition.  Little things like your morning coffee, exercise, getting up early, reading or watching TV are all habits.  Which ones will help you get to your goal? Read More…

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Post image for Seven Personal Finance Red Flags to Avoid

red flag is an indicator of potential problems.  It means danger, stop or caution because of something ahead of you.  In personal finance there are a number of things to watch for or avoid to be successful.  They are things that we all go through, but should pay attention to and avoid.  Financial statements are a record of your financial activities of a business, person or other entity. This stuff is for everyone! Read More…

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Post image for Ten Thanksgiving Day Facts

Happy Thanksgiving to all of you.  Do not eat  too much, spend too much time with family or spend too much on Black Friday!  I really hope you do not spend too much!  We will spend Thanksgiving with family and friends.  My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join friends to celebrate Thanksgiving together. How was yours? Read More…

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Post image for If You Want to Earn More Money, Start with your Career

Do you have to work more to earn more money?  Many financial experts suggest starting a business, getting a second job, or a side hustle.  Is this really the solution?  Is the alternative to just spend less?  Have you thought about how to earn more money without leaving your day job?  Do you need more money to pay down debt or is it just a sign of success?  What is your plan? Read More…

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