Posts tagged as:

Budget

Post image for Have you Broken your New Year’s Resolutions Yet?

Have you Broken New Years Resolutions yet?  I know, it is only the twentieth (20)  of February, but who’s counting?  It is way too soon for you to give up!  Am I right or wrong?  Your resolutions are still too fresh in your mind to quit this early.  So this year, you will succeed.  Don’t you want to achieve your goal?  Whether it is a financial, personal, or a business goal, maybe, I can help. Read More…

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Post image for How to Buy Investment Property

Finding a good investment property is no easy task!   Many people buy a home to raise a family, a hedge against inflation or flip and make a quick profit.  There are still others who buy homes as an alternative to investing in the stock market.  It may be a vacation home or a rental property, but it is still an investment!  If you want to find a good investment property, you need to know what to look for in a property.   Read More…

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Is Your Best Enough?

by Krantcents · 6 comments

Post image for Is Your Best Enough?

I remember my parents telling me to do your best!   Everyone can try to do their best.  Too often, something prevents us.  It could be lack of skills, experience or effort.  Too often your past prevents you from success.  If you do not have the skills to succeed and fail constantly, you are unlikely to keep trying.  Next step is giving up or failure.  What are going to do? Read More…

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Post image for Ways Mobile Phones Can Help Manage Expenses

Have you looked at the apps available for smartphones lately? There are apps that can do everything from turn lights on and off in your house to compiling a grocery list for preparation of your favorite meal. It only makes sense that in the sea of apps, there is also a plethora of applications that can help track finances. Read More…

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Post image for The Road to Excellence

Excellence is a talent or quality which is unusually good and surpasses ordinary standards.  According to Aristotle, “we are what we repeatedly do.  Excellence, therefore, is not an act, but a habit.”  Old habits are hard to break and new habits are difficult to form.  Habits can either benefit or hurt the goals you set for yourself.  How are your habits?  Do they help you reach your goals? Read More…

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Post image for Are You Rich or Just acting Rich?

Are you rich or just acting rich? I know all your friends are spending the summer in the Hamptons and you just want to fit in or maybe you are trying to impress your girl. Whatever the reason, you do not have the break the bank to look wealthy and it is not what you think anyway. They tend to dress in classic clothes. They dress for comfort!

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Post image for Spend Less, but Spend Better

Can you spend less? Of course you can without affecting your standard of living. It is simple to spend less; you just cut your expenses. Just make some small changes to your spending and still have the same or better standard of living. All it takes is changing your priorities and a little planning. Are you interested? Let’s go through each step together and make some changes. Read More…

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Do You Have a Plan?

by Krantcents · 4 comments

Post image for Do You Have a Plan?

Do you have a plan? I plan starting with the end or outcome. Would you buy an airline ticket without knowing the destination?  Would you get on a bus, if you did not know where it was going?  Many young people enter college for all the wrong reasons. A college degree opens up doors, but it is what you do with it that matters!  Some day you will want to retire and you need to plan for it. Read More…

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Post image for Cheap or Frugal, which Are You?

Rich people are cheap! I normally avoid generalizations, but here a few examples to prove my point. J. Paul Getty, a certified oil billionaire had a pay telephone in his home, Warren Buffet drives a Cadillac (replaced his 8 year old car last year), and Donald Trump has his wife cut his hair.  Sure, you do not have to be rich to be cheap or frugal. Frugal is not cheap!!
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Post image for Do you have enough retirement savings?

Do you have enough retirement savings?  It should be no surprise than too many Americans have not saved enough for retirement.  So much has been written about baby boomers and retirement, but a Los Angeles Times  article shows how it is not limited to them.  10,000 baby boomers turn 65 years old every day and will for the next nineteen years!  Will you have enough savings for retirement? Read More…

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