Post image for Are You Smart about Money?

Are you smart about money? Did you know you can graduate college or get an MBA and never take a class in personal finance?  That includes the accounting, business and finance majors!  Very few high school students can even take personal finance classes.  We make daily decisions spending, investing, mortgages and car loans every day without much thought.  Read More…

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Post image for Here is an Investment Tip, You Can Take Advantage of Today

Your best investment is you! Typically, we talk about savings and investing in stocks, bonds, 401K, real estate and businesses.  In dollars and cents, we can determine if it was a good investment or not.  Pssst, the very best investment is you!  If you don’t believe me, think about the lifetime of earnings you generate.  We call that return on investment! Read More…

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Post image for How to Set and Reach Goals

If you do not have goals, how do you expect to achieve them? Every year, I hear people talk about Losing weight, stopping smoking, getting in shape or getting out of debt. All worthy goals, but you have to do something about them. “A goal without a plan is just a wish.” (Antoine de Saint Exupery)   Do you have dreams and aspirations? Of course you do! What is your plan to achieve your dreams and aspirations? Read More…

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Post image for 10 Interview Tips that Will Get an Offer

A Job interview is a test! If you do well, you get the job! Whether this is your first job or the beginning of your career, the interview is important! Why not prepare for it? You can find interview questions and practice answers, dress and groom well and even work on your communication skills. There are a lot more to interviews and here are 10 tips to increase your success. Read More…

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Post image for How to get rich without really trying!

If you invest as little as $2,000 a year in a tax deferred account for six (6) years, you will become rich! When you are twenty-two (22) years old, you are not thinking about retirement, but you should. Time is the most important part in investing, it balances stock market volatility, mistakes and you cannot make up time! What do you need to do?  Read More…

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Post image for 25  Simple Changes to Save Money

These are 25 simple changes to save money, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too. Read More…

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Post image for How to become a Leader

Where can I learn to be a leader?  The best kept leadership secret is……….?  I bet you think it is a Harvard MBA!  It is true that more Fortune 500 CEOs have Harvard MBAs, but that is not it.  Here is a hint.  It does not cost much and there is no entrance exam. There are many opportunities to learn how to become a leader, but you have to work at it! Read More…

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Post image for 5 Traits of an Entrepreneur

Am I entrepreneur? Do you have what it takes to be a successful entrepreneur?  Can you learn how to be an entrepreneur?  Yes!  So what is stopping you?  Sooner or later, you will toy with the idea of starting your own business. I know because I started investing in income property  a long time ago. I will share some of my experiences as an entrepreneur with you. Read More…

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Post image for How to Cut your Expenses

Cutting your expenses may provide some insight how to save money.  Some people would call me cheap!  Others may say I am frugal!  I think of myself as value conscious!  I hate to spend more money for something than I need to.  I divide my expenses into wants and needs which helps to set priorities. My approach may cause you to rethink how you spend your money! Read More…

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Post image for How to Change Careers

Changing careers is not easy! Start at the beginning and take the time to do it right! Either you plan change or you face change because you lose your job! What should you do? There is a lot of advice out there! After all everyone has an opinion and they will share it with you. They are well meaning, but it is your choice. It is your life and do not become a victim! Read More…

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