Post image for What Is the Best Career for You?

The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a good candidate. Success is performing your job well!  Read More…

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Post image for Have You Ever Thought of Politics as a Career?

Have you ever thought of politics as a career? There are a lot of jobs that pay well with excellent health benefits and other perks. Similar to many public service careers, you have a lot of time off too. Many of the high profile careers are elected positions, but not all. Every city, county and state also has similar positions to run their government. Are you interested?

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Goals in One Word

by Krantcents · 4 comments

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That’s right, pick one word for your goals! Goals are something I do every day all year long. I know a lot about goals because I achieved all the important ones in my life. I know that sounds a little arrogant, but it is true. I was not my high school valedictorian nor did I graduate college phi beta kappa either. I was just the most determined person in the room and it worked! Read More…

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Would you change to make millions? Saving for your retirement can be impossible unless you know what to do.  Putting money into a 401K is a no brainer, but where do you find the money? Small changes in your spending can achieve $1-2,000,000 over your lifetime. You can start today! Read More…

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Never make Excuses!

by Krantcents · 2 comments

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Excuses avoids responsibility! When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results? No one ever excused his way to success. (Dave Del Dotto) Why? Read More…

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Do You Follow the Rules?

by Krantcents

Post image for Do You Follow the Rules?

“Know the rules well, so you can break them effectively.” (Dalai lama XIV) Yes, I am suggesting to break the rules! This is coming from someone who likes rules.  After all, rules create structure, limits and avoid chaos.  Rules create expectations, discipline and define actions.  Don’t we want the other car to stop a t the red light? If you know the rules, you can break them! Read More…

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Post image for Never Pay Full Price for Anything

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better price.  The first is a large purchase such as buying a house, car or travel. Read More…

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Post image for What You Can Learn from Kids

I love to watch kids play!  They are so willing to take chances and push boundaries.  It is fascinating to watch how they seem to discover a toy or something for the first time.  Have you ever watched a child interact with a dog?  They will pet the dog and laugh.  Then it goes further until the dog signals he/she has had enough.  Children are naturally curious! Read More…

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Post image for What’s your Retirement IQ?

What is your retirement IQ? IQ is short for intelligence quotient! IQ testing was popular for many years because it was a way of assessing your intelligence and potential. Unfortunately, it also measured parental social status. It was used as a predictor of educational achievement, job performance, income and special needs. Saving for retirement does not take a high IQ or even much money. How is your retirement IQ? Read More…

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Post image for Teaching Financial Literacy to Kids

Since this is National Financial Literacy Month, I thought I would start with a definition.  “Financial Literacy is the ability to make informed judgments and effective decisions regarding the use and management of money”.  Too many Americans are insufficiently educated about their personal finances.Why is it important and when should you learn it? Read More…

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