Post image for Can You Live without these Things?

I can live without these things and I am okay!!  You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices.  So it is a very relevant question!  What will you give up to achieve your goals?  It could range from dessert, sleep to exercise, dining out or entertainment.  Here are ten (10) things I can live without! Read More…

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Post image for How to Become More Interesting and Successful

A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes in your life so this year will be more interesting and successful. Read More…

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Post image for The difference between a wish and a goal is a plan!

The difference between a wish and a goal is a plan!  About thirty-six (36) years ago, I created my plan to achieve financial independence. I set my goals to reach them in about nine (9) years and I beat it by two (2)! I was laser focused on my goals to the point of having daily tasks and monitoring them weekly/monthly. Life is complicated, but I tried to simplify it so I could achieve my goal.  Read More…

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Post image for If you are not making mistakes, you aren’t doing anything!

If you do not make mistakes, you are not trying hard enough! If you’re not making mistakes, then you’re not doing anything. I’m positive that a doer makes mistakes. (John Wooden)  I  saw an interview of Sara Blakely, founder of Spanx (a multi-million dollar undergarment company). She said her Dad asked her every day what mistakes she made. He celebrated her mistakes! Read More…

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Post image for The Best of Krantcents for 2014

The “best of” may be a misnomer, but it is based on statistics or my opinion!  I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life.   I decided to do this because I am continuing to make some changes and thought you may like to read some of the best!http://www.krantcents.com/wp-includes/js/tinymce/plugins/wordpress/img/trans.gif Read More…

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Post image for My 2015 New Year’s Resolutions

My 2015 New Year’s Resolutions will be different again! NormallyI do not make New Year’s Resolutions because I do not believe in them. Why wait for a particular date to resolve or promise to make changes? Changes such as weight loss, quit smoking or drinking, get out of debt, or something else can start at anytime. What are you doing about your New Year’s Resolutions?

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Happy New Year 2015

by Krantcents · 6 comments

Post image for Happy New Year 2015

Happy New Year!  Today is New Year’s Eve and tomorrow is full day of football games.  Living in Los Angeles, I look forward to the Rose Parade showing what is best about southern California.  If you don’t know, it is the weather!  The beaches, skiing, museums, theater, sports, parks and food are pretty good too.  It is hardly perfect, but it is home! Read More…

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Post image for My 2014 New Year’s Resolutions – Review

I decided to take a different approach when I formed my 2014  New Year’s Resolutions. I may have stacked the deck in my favor, but I will offer no apologies!  As I reflect on my results, I am happy with almost all of them!  I succeeded with all, but one!  I think the difference was what goals I included in my New Year’s Resolutions. I learned much more from my past mistakes than my successes! Read More…

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Post image for Budgeting in Just 4 Steps

Budgeting in just 4 steps! The traditional definition of a budget is an estimate of income and expenses for a set period of time.   A budget for me is a structure for achieving a financial goal.   It helps you track your income and how you spend your money.  My approach is to start with my financial goal and I make changes in my spending to achieve it.  Do you use a budget? Read More…

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Happy Holidays

by Krantcents · 2 comments

Post image for Happy Holidays

The holidays are family time.  Holidays in many parts of the world mean vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for year end.  As a teacher, this is vacation time! Read More…

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