Post image for Krant on Krant(cents) Interview

Who else should interview me than me! The self interview is a writing exercise using a question as a strategy for reflection. Something I do often as I get older. It may be a recurring article format if you like the results. I am using it to share ideas, strategies and motivation in an effort to reveal more of myself. I will pick some issues, problems or outcomes that I think you may find interesting. Read More…

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Post image for How to Buy Income Property

Buying income property is one of the best ways to reach your financial goals!.  Income property is investment property bought or developed to earn income through renting, leasing or price appreciation.  This can be a condominium, townhouse, home, apartment building, industrial property or commercial office building.  Have you ever thought about buying income property?  Read More…

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Post image for 5 Steps to Financial Literacy

This is National Financial Literacy Month! It is time to take control of your finances. Decide today, that you are responsible for your financial future, make better financial decisions, differentiate between wants and needs, get out of debt, start a savings account, track your expenses, start budgeting, set and achieve goals. If you are happy with your situation, don’t change! If not, read on. Read More…

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Post image for How Much Money Do You Need to Retire?

Everyone says money!  How much is enough to take care of you for the rest of your life?  Do you have a number?  Does it cover inflation, medical insurance and all your  “needs” and your “wants”?  Fidelity says you should have at least 8 times your ending salary! Whatever you think, you need to add ten percent!  Why?  You probably underestimated how long you may live. Read More…

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Post image for Diversify your Portfolio to Reach your Financial Goals

In finance, you should diversify your investment portfolio by reducing risk by investing in a variety of assets. Typically, this means asset allocationAsset allocation is an investment strategy to balance risk and reward by adjusting the percentage of each asset in an investment portfolio according to your risk tolerance, goals and time frame. Are you diversified? Read More…

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Post image for Krantcents Is Changing Again!

I am changing again! I am returning to publishing three times (Monday, Wednesday Friday) a week beginning April 14th.  Change does not stop there, I am returning to a personal finance focus! “Only the wisest and stupidest of men never change.” (Confucius)  What changes have you made in your career, business or personal life to reach your goal? Read More…

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Post image for How I live on 50% or less income!

I used to think it was crazy to live on 50% or less income! Here are just some of my cost cutting strategies.  Some people would call me cheap or frugal!  I think of myself as value conscious!  I hate to spend money unless I see the value.  If you maximize your expenses, you will have more money to spend on what you want! My approach may cause you to rethink how you spend your money! Read More…

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Post image for How to Write a Better Resume

A resume is a one to two page formal document that lists a job applicant’s work experience, education and skills. . It is usually the first document an employer sees to determine if you are the right candidate for the job opening. You literally have only seconds to get the employer’s attention with a document that is supposed to show you are most qualified for the job opening.  Read More…

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Post image for Why you Should Consider Offshore Investment

More and more investors are now looking at offshore investment, and this is because it can bring many advantages. Offshore investments are any kind of investment is housed outside of the investor’s country of residence. There are frequent stories in the news surrounding fines and jail time for those with offshore investments, but it is important to note that this is only people that are attempting to conceal their investments from the authorities. Read More…

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Post image for Why You Should Use a Foreign Exchange Specialist

If you’re transferring money abroad, then using a firm which focuses on foreign exchange can reap significant benefits. Often, those making an international money transfer expend a lot of energy worrying about why and where they’re moving money to, without ever really considering how to make the transfer. The traditional way of moving money overseas is to use a high street bank. However, it is actually much more advantageous to use a currency specialist. Read More…

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