If You Were Boss

by Krantcents · 23 comments

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What would you do if you were boss? What if you were boss of the company you work for? What would you change? Do you think like an employee or an entrepreneur? Suddenly, you need to see the big picture vs. doing just a job. You should be performance focused rather than just doing a job. Planning for the future just became your number one priority! What would you do if you were boss? Read More…

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Post image for Let’s Have Lunch for my 100th Birthday!

Yes, I am planning my 100th birthday celebration! It is just thirty two and half (32 ½)) years from now. Planning a birthday celebration this far in advance has its problems!  First, I do not know I will be alive or where I may be living. Should I plan a lunch at a restaurant or at home?. Maybe a 100th birthday is important, but is it more important than your retirement? Planning your retirement requires a plan!

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Post image for Don’t Shoot the Messenger

In earlier times, the messenger delivered bad news! Don’t blame the person who tells you bad news. Too often, the person delivering bad news is blamed for the news. For many years, I was the messenger! I was the Chief Financial Officer who said profit margins were decreasing or some other performance indicator. As a personal finance blogger, is it my fault you make bad choices?  Read More…

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Post image for Why You Should Have a Financial Plan!

All businesses need a financial plan and you should too! A financial plan is a decision-making process and tool that enable management to assess results and set targets for growth. A financial plan describes each of the activities, resources, equipment and materials that are needed to achieve these objectives and the time frames involved. It is the combination of strategy and objectives! Are you planning ten (10) or twenty (20) years in thefuture?  Read More…

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Post image for Memorial Day Remembered

Memorial Day is special for me because it is a three day weekend and the beginning of summer.   Another reason is I am a Vietnam era veteran. The weekend is filled with parades in many small and large cities across the country. It is also an opportunity to visit a national monument or cemetery to honor someone who served this country. It is filled with fireworks, barbecues, summer movies and family outings. Read More…

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Post image for 10 Frugal Fun Things to do

Frugal fun things can be inexpensive without being boring! Being frugal does not mean you have to do nothing! If you deny yourself everything, you will eventually blow your budget. It is similar to a really strict diet; you cannot stay on one forever. The best way to remain frugal and still have fun is a little creativity. Frugal means living simply and economically. Here are some fun things and remain frugal!

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How to Start Saving

by Krantcents · 17 comments

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You can start saving today! Can you put aside $10 per day? If you start saving $10 per day at twenty-two (22) years old, you will be a millionaire in forty (40) years. Can you save more? Everyone thinks they can wait until they are earning more money. Is waiting a mistake? Should wait because you have student loans? You know it is important, but you don’t have any money left to save. What can you do? Read More…

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Post image for Financial Discipline equals Happiness

Financial discipline equals happiness! Yes, I am talking about self discipline. Do you have self discipline when it comes to your personal finances? Do you spend money you do not have? Do you take responsibility for your actions? Do you have a budget? Do you save for retirement? Do you pay your bills on time? Almost all financial problems are a result of lack of self discipline. Read More…

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Post image for 7 Reasons Why Your Business Seriously Needs Video Conferencing

Video conferencing can improve the way your business works. It will save you time, money, and a lot of stress. Since there’s a need to build stronger relationships with clients and establish trust within the team, companies must find ways to communicate with everyone in a more efficient and convenient method. Video conferencing offers exactly that. Read More…

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Post image for What you can learn from the HENRY’s!

What are the HENRY’s? They are High Earners Not Rich Yet (earn $100-250k annually). They have expensive cars, boats, and houses that make them look rich, but all their money is tied up in these assets. They are living paycheck to paycheck! My first reaction who cares about these people until I found out there are twenty-one (21) million of them. Are they any different from the rest of us?

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