Post image for My 2014 New Year’s Resolutions

My 2014 New Year’s Resolutions will be different! Normally, I do not make New Year’s Resolutions because I do not believe in them. Why wait for a particular date to resolve or promise to make changes? Changes such as weight loss, quit smoking or drinking, get out of debt, or something else can start at anytime. In fact, I started my mine during 2013.  What are you doing about you New Year’s Resolutions? Read More…

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Post image for My 2013 New Year’s Resolutions – Review

I decided to take a different approach when I formed my 2013  New Year’s Resolutions.  As I reflect on my results, I am disappointed with some of the results! The results were mixed at best! I worked on the commitment versus specific goals.   I realized I made some mistakes and did not achieve the results I wanted. Sometimes, you learn more from your mistakes than your successes! Read More…

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Happy New Year!

by Krantcents · 8 comments

Post image for Happy New Year!

Happy New Year!  Today is New Year’s Eve and tomorrow is full day of football games.  Living in Los Angeles, I look forward to the Rose Parade showing what is best about southern California.  If you don’t know, it is the weather!  The beaches, skiing, museums, theater, sports, parks and food are pretty good too.  It is hardly perfect, but it is home! Read More…

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Post image for Technology Has Made Me Lazy or More Productive!

Technology has made me lazy! I used to do basic arithmetic in my head. I could count out change without the cash register telling me what change I needed to make. I could spell without using spell check. I used to be able to write a handwritten note without a lot of thought. You may think it is just part of getting older, except it started forty (40) years ago. Read More…

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Happy Holidays

by Krantcents · 4 comments

Post image for Happy Holidays

The holidays are family time.  Holidays in many parts of the world means vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for year end.  As a teacher, this is vacation time! Read More…

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Post image for Why It May Be best to Keep Working after Winning a Lottery

You are working hard, holding down a necessary job to keep a roof over your head and food on the table.  You devote personal time to commute back and forth daily, and you’re just trying to keep the wolves from the door.  Suddenly, the unthinkable happens.  You purchased a winning lottery ticket and now you are a sudden multi-millionaire and your first thought as you calculate the winnings is that you will never have to work another day in your life. Read More…

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Post image for Is Buying a New Car Ever a Good Investment?

Many financial experts reject the notion of looking at a new car as an investment in the same way you would with a house. Unlike real estate, new cars tend to depreciate in value. In fact, they can lose 30-40% of their value within the first three years of ownership. Because of this fact, used cars are often seen as a better investment. They may have a few more miles on the clock, but used cars often offer all of the same high-tech gadgets and safety features as brand new models and have a much lower sticker price. As a result, is there any reason to buy a new car? Read More…

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Post image for I Am Too Old for That!

Have you ever said I am too old for that? Recently, my friends and family got together for Thanksgiving at a friend’s house. Put a bunch of people together and someone will certainly bring up either something funny or embarrassing. Sometimes it is both!. It may be from many years ago when you were young and immature or just last week when you were just acting stupid. Read More…

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Post image for How To Be A Bad Investor

Making mistakes is a part of being human. We all make them, sometimes at the most inopportune times, such as my friend getting into an accident while taking the road test for his driver’s license – that’s not a joke. When it comes to investing, there are countless mistakes that we as investors can and do make. Below I present three ways to be a bad investor and what to do instead so that you can be a successful investor. Read More…

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Post image for Being Rich or Poor Is a Choice!

Rich or poor is a choice!  I realize that some of you may feel this is controversial, but give it some thought. You have control of yourself and you are not a victim. People who are rich, work hard. People who are poor generally make poor choices. It starts very young with education, role models and goals. Most rich people did not start out that way.  They made a choice and you can too! Read More…

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