Never make Excuses!

by Krantcents · 2 comments

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Excuses avoids responsibility! When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results? No one ever excused his way to success. (Dave Del Dotto) Why? Read More…

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Do You Follow the Rules?

by Krantcents

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“Know the rules well, so you can break them effectively.” (Dalai lama XIV) Yes, I am suggesting to break the rules! This is coming from someone who likes rules.  After all, rules create structure, limits and avoid chaos.  Rules create expectations, discipline and define actions.  Don’t we want the other car to stop a t the red light? If you know the rules, you can break them! Read More…

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Post image for Never Pay Full Price for Anything

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better price.  The first is a large purchase such as buying a house, car or travel. Read More…

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Post image for What You Can Learn from Kids

I love to watch kids play!  They are so willing to take chances and push boundaries.  It is fascinating to watch how they seem to discover a toy or something for the first time.  Have you ever watched a child interact with a dog?  They will pet the dog and laugh.  Then it goes further until the dog signals he/she has had enough.  Children are naturally curious! Read More…

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Post image for What’s your Retirement IQ?

What is your retirement IQ? IQ is short for intelligence quotient! IQ testing was popular for many years because it was a way of assessing your intelligence and potential. Unfortunately, it also measured parental social status. It was used as a predictor of educational achievement, job performance, income and special needs. Saving for retirement does not take a high IQ or even much money. How is your retirement IQ? Read More…

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Post image for Teaching Financial Literacy to Kids

Since this is National Financial Literacy Month, I thought I would start with a definition.  “Financial Literacy is the ability to make informed judgments and effective decisions regarding the use and management of money”.  Too many Americans are insufficiently educated about their personal finances.Why is it important and when should you learn it? Read More…

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Post image for 10 Things You Don’t Know about Money

You use money every day, yet you know very little about how to use it effectively! It should be no surprise that rich successful people spent the time and effort to learn about money. They do this without the benefit of a formal class or education. How do they do it? Simply said, they make an effort to learn about money. Here are 10 things you don’t know about money Read More…

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Post image for 4 Ways to Make Money through Online Marketing and Save It

 

You can find several ways to make money online. One of the best ways to make money online is through online marketing.

Below are some ways that you could make money through online marketing.

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Post image for Thinking of Buying a Rental Property in a College Town? Do Your Research First

If you have kids in college, or kids about to go away to college and you’ve looked at the price of on-campus housing these days, you may have thought to yourself, “boy that’s expensive.” Read More…

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Post image for Recovering from a Massive Trading Loss

The most important element of successful trading is the ability to manage risk and maintain composure. Even the best traders in the world lose on a regular basis.  Success in trading therefore is not about avoiding losses.  In contrast, we must embrace the process of losing and learn to lose gracefully.  Read More…

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