Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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Post image for Barcodes – Here Is What Your Business Is Missing As You Delay Getting Them

These days, it’s next to impossible to find a product in the supermarket that doesn’t have a barcode, which makes sense considering how quickly and efficiently barcodes let a cashier work. However, barcodes are useful outside the supermarket as well. Since their application has expanded to almost every sphere of business and human interaction, you need to adopt the technology for your business as well if you haven’t already. Read More…

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Post image for Understanding How Video Conferencing Can Support the Financial Sector

Whether you’re an independent financial adviser, or working for a leading global firm, chances are you’ve had some interesting requests from your clients. From asking for face-to-face meetings during the holidays to late night questions about their financial status, these customers need a lot from you. However, that doesn’t mean you’re on your own when it comes to connecting with the people that count on you to keep their accounts out of the red. Read More…

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Why Save and Invest?

by Krantcents · 4 comments

Post image for Why Save and Invest?

Why save and invest? If you don’t, you would have to save about two thousand ($2,000) dollars per month for nearly forty (40) years to accumulate one million ($1,000,000) dollars. If you invest as little as five thousand ($5,000) dollars per year with a seven (7%) percent annual return, you will accumulate one million ($1,000,000) dollars by retirement. What are you going to do?

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Post image for How to Become Financially Fit

What is financially fit? You can measure your physical fitness in a variety of ways. You can measure your heart rate, pulse, strength, body composition, flexibility, coordination, etc.How do you know if you are financially fit?“Being physically fit is having the energy to perform your daily duties alertly and with vigor, while also maintaining adequate energy for leisure activities.” Are you financially fit? Read More…

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Post image for 25 Money Savings Tips for Everyone

These are 25 money saving tips, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too. Read More…

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Post image for How to Save Money – Everywhere

Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little work. Read More…

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Post image for Sports Can Teach You Financial Skills

Playing sports teaches you much more than the game. Funny, how we tend to trivialize sports in school, but it is an important part of learning skills. When I played sports, I heard the phrase it was only a game. “Baseball, it is said, is only a game. True. And the Grand Canyon is only a hole in Arizona. Not all holes, or games are created equal.” (George Will)  Read More…

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Chess Is Life!

by Krantcents · 6 comments

Post image for Chess Is Life!

“Chess is life.”(Bobby Fischer) It is also a board game played by two people. Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life? Read More…

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Post image for Impossible Is Just an Opinion!

Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” (Muhammad Ali)  Don’t tell me it is impossible, but find a way to succeed! Read More…

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