My 2013 New Year’s Resolutions are mixed, some progress and challenges just three (3) months into the new year! I decided this year to embody the real meaning of resolutions. Although I am pleased with some of my accomplishments, I have to compare it to the same period of last year. I improved significantly from the end of 2012, but track close to the first quarter of 2012. Read More…
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Raising successful children is not easy! I am not a child psychologist, child psychiatrist or an expert in early childhood development nor do I play one on TV. I am an educator, but I started that career after my children graduated college. I won’t even take all the credit; my wife had a part in my children’s success too. What did we do that helped them succeed? Read More…
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Who do you follow? Is it the Jones? Who is your role model? A role model is a person who serves as a model in a particular behavioral or social role for another person to emulate. I hope you have role models you can follow. It may be your parents, relatives, teachers or someone you admire. Don’t confuse celebrities or professional athletes as role models. Choose your role models carefully! Read More…
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A big thinker is always looking for opportunities! Where do you want to be in five (5) or ten (10) years? Have you ever given it thought? Do you have a plan? We all have hopes and dreams, but you can turn those dreams into reality. We often dismiss dreams as something that just happens and you never do anything about it. I used to dream and dream big when I was a kid. What changed? Read More…
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I was reading The Millionaire Next Door again and found out that I am wealthy! The authors offer a calculation to determine if you are wealthy, just multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be. Why does it matter? It affects my whole life! Read More…
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That’s right, stop the budget insanity! If you think I am talking about what is going on in Washington, you would be wrong. I am a lifelong planner and made a career out of budgeting, long range and strategic planning and financial management. A budget is a structure to help you achieve your financial goals. You can go through the motions or make it count! Read More…
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Finding a good investment property is no easy task! Many people buy a home to raise a family, a hedge against inflation or flip and make a quick profit. There are still others who buy homes as an alternative to investing in the stock market. It may be a vacation home or a rental property, but it is still an investment! If you want to find a good investment property, you need to know what to look for in a property. Read More…
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I am broke, but not broken! Do I have your attention? Should you feel sorry for me? Do I need help? Perhaps, I need a psychological evaluation? My answer is simple, don’t worry about me! You can take away my credit cards, my job and my money! That’s right, everything including the car, home and Rolex too. Have you ever thought about it? What would you do?
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Writing about success reminds me of the interview question tell me about yourself? If you are not familiar with this question, it is an interviewer’s question to get the candidate to start talking. Some call it a 60 second commercial! It is supposed to focus on the skills you bring to the job. I thought I would describe myself through my journey to success. Read More…
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In any business, advertising is one of the most important things you can do. If no one knows your business or product exists, they can’t come to you for what they need. Google is one of the most popular search engines on the web. They provide two main ways for you to advertise your business within their search results. Read More…
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Krantcents
If that is your goal, you know what you have to do
Kyle @ Debt Free Diaries
Ideally I want to do a bunch of traveling and spen
Krantcents
Absolutely! Even, if you start small!
Krantcents
Time is the biggest element in saving and investin
Krantcents
Whether you actually retire or not, you want the c
