The Road to Excellence

by Krantcents

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Excellence is a talent or quality which is unusually good and surpasses ordinary standards.  According to Aristotle, “we are what we repeatedly do.  Excellence, therefore, is not an act, but a habit.”  Old habits are hard to break and new habits are difficult to form.  Habits can either benefit or hurt the goals you set for yourself.  How are your habits?  Do they help you reach your goals? Read More…

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Post image for Are You Rich or Just acting Rich?

Are you rich or just acting rich? I know all your friends are spending the summer in the Hamptons and you just want to fit in or maybe you are trying to impress your girl. Whatever the reason, you do not have the break the bank to look wealthy and it is not what you think anyway. They tend to dress in classic clothes. They dress for comfort!

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Post image for Get Rich Working in the Corporate World

Get rich working in the corporate world!  Before you think I am crazy, think about it.  Startups and high tech companies have a lot of millionaires!  You work 40-60 hours a week, why not make it pay!  You went to a good college and you received your MBA from a top 25 school.  You should be able to be successful, shouldn’t you?  Are you on your way to millions?  Why not? Read More…

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Post image for What is the Secret of Success?

What is the secret of success?  Simple enough or is it?  Then, why do so many people have difficulty answering the question?  There is an implication that if you say no that you are a failure.  So what!  In order to succeed, you have to fail.  All successful people failed at one time or another.  What makes them successful is they kept trying to succeed. Read More…

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Post image for Spend Less, but Spend Better

Can you spend less? Of course you can without affecting your standard of living. It is simple to spend less; you just cut your expenses. Just make some small changes to your spending and still have the same or better standard of living. All it takes is changing your priorities and a little planning. Are you interested? Let’s go through each step together and make some changes. Read More…

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Post image for Are you working on your Soft Skills?

If your soft skills are not up to snuff, you better work on them! If you are a doctor, dentist or surgeon, your technical skills could mean life or death!  Does it matter, if these individuals treat you well?  Soft skills are personality traits, social graces, communication, language, personal habits, friendliness and optimism that characterize relationships with other people. Read More…

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Do You Have a Plan?

by Krantcents · 4 comments

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Do you have a plan? I plan starting with the end or outcome. Would you buy an airline ticket without knowing the destination?  Would you get on a bus, if you did not know where it was going?  Many young people enter college for all the wrong reasons. A college degree opens up doors, but it is what you do with it that matters!  Some day you will want to retire and you need to plan for it. Read More…

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Post image for Cheap or Frugal, which Are You?

Rich people are cheap! I normally avoid generalizations, but here a few examples to prove my point. J. Paul Getty, a certified oil billionaire had a pay telephone in his home, Warren Buffet drives a Cadillac (replaced his 8 year old car last year), and Donald Trump has his wife cut his hair.  Sure, you do not have to be rich to be cheap or frugal. Frugal is not cheap!!
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Post image for Do you have enough retirement savings?

Do you have enough retirement savings?  It should be no surprise than too many Americans have not saved enough for retirement.  So much has been written about baby boomers and retirement, but a Los Angeles Times  article shows how it is not limited to them.  10,000 baby boomers turn 65 years old every day and will for the next nineteen years!  Will you have enough savings for retirement? Read More…

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Post image for What is Prosperity and how do you get there?

Economic prosperity is not really a road!  In fact, it may not be much more than a path.  It is not a location and it can only lead you to a goal.  It is filled with many curves, dead ends, U-turns, attractions, amusements, distractions and pitfalls. Google or Yahoo maps will not help you get there!  It starts with a goal and a plan.  It is taking that dream you have and making it a reality!   Read More…

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