Post image for I Had Multiple Careers and You Should Too!

Multiple careers are better than one!  Imagine you were a milkman, elevator operator, switchboard operator and typist; you would be out of work!  I remember attending my children’s college orientation when the university chancellor said “we are not training you for a specific job, but for multiple careers”.  The purpose of higher education is to teach you how to think.  Welcome to the 21st century! Read More…

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Post image for A Couple Tips for a Successful Interview!

A good first impression makes a winning interview!  I interviewed thousands of candidates for various careers during my business career.  I make decisions about candidates when I meet them before I ask the first question.  Before you pillory me for my quick judgment, you do the same thing, but don’t realize it.  How long do you spend thinking about what to wear or how to present yourself? Read More…

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Post image for Claiming compensation after a car accident

If you’ve been in a car accident, obviously your immediate concern is getting medical treatment for you or for anyone else involved in the accident. Making sure everyone is safe is your top priority. But once medical treatment has been received, the real cost of being injured in an accident becomes apparent.

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Post image for How Do You Prepare for the Unexpected?

Are you prepared for the unexpected?  This past week saw unusual weather hit the East coast and devastate the Jersey shore.  Too many people’s homes and businesses are devastated and will take a long time to rebuild.  Natural disasters like hurricanes, tornadoes, floods and earthquakes destroy property and take an emotional toll on everyone involved! Read More…

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Post image for Online Payday Loans, Good or Bad Idea?

Anyone can get a Payday loan, if you meet the criteria!  Do you need instant, fast, cash, same-day, pay-day and unsecured emergency loans?  A Payday loan is a short-term loan usually repaid on the next payday (two to four weeks).  It generally carries a higher interest rate.  If you cannot repay the entire amount, you will accumulate late fees and make the original loan amount double or triple. Read More…

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Post image for Moving When You Retire Is Dumb!

Unless you are moving with friends and family, moving when you retire is dumb!  You have roots in the neighborhood, family and community.  Social connections are very important to living a long happy life.  Do you really want to start over again in a new place?  Are you moving to a warmer climate?  Why do you want to move?  Is it the lure of an exotic location?  Would you move overseas? Read More…

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Post image for Christmas on a Budget

The following is a guest post.

Christmas can be an expensive time of the year for many families.  You have to buy gifts, and then entertain family and friends.  However, to avoid going into debt and needing to get help from places like Debt Free Direct, here are some tips to have Christmas on a budget. Read More…

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Post image for Superstitions and Your Money

Do you have superstitions about money?  Since Halloween is tomorrow, I thought it may be worthwhile to explore superstitions and money.  Halloween involves dressing up in costumes at school, work and parties.  Children and adults have costume parties, carving pumpkins, trick or treat, visiting haunted attractions and playing pranks. Read More…

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Post image for Excellence is a Habit!

Excellence is a talent or quality which is unusually good and surpasses ordinary standards.  According to Aristotle, “we are what we repeatedly do.  Excellence, therefore, is not an act, but a habit.”  Old habits are hard to break and new habits are difficult to form.  Habits can either benefit or hurt the goals you set for yourself.  How are your habits?  Do they help you reach your goals? Read More…

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Post image for Why I don’t Have a Bucket List

Any bucket list is stupid!  If you wait to do things or need to put it on a bucket list, you probably won’t do it anyway.  The concept of a list of things to do before you die bothers me!  It seems you are procrastinating if you need to put it on some list to do in the future.  The bucket list is a list of things to do before you kick the bucket.  Are you putting off something for all the wrong reasons? Read More…

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