Post image for 10 Things I Can Live Without!

10 things I can live without and I am okay!!  You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices.  So it is a very relevant question!  What will you give up to achieve your goals?  It could range from dessert, sleep to exercise, dining out or entertainment.  Here are ten (10) things I can live without! Read More…

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Post image for I Am a PF Coach and I Should Be Fired!

That’s right, I should be fired!  Where is Donald Trump when you need him?  I think of myself as a personal finance (PF) coach that helps you achieve your goals and I am batting under 500.  My percentage stinks and I should be fired.  This is not an indictment of my expertise or my skills, but I want to do better.  Read More…

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Post image for Writing your will without a lawyer: Is it possible?

Everyone needs a will to ensure their family and loved ones are taken care of after your death. If you have assets and personal possessions that you want to divide among specific people, it can be stated in your will. But, thanks to the Internet, you can write  your own will without hiring an attorney. An attorney can be very expensive, and writing your own will is cost-effective.

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Rich Man, Poor Man

by Krantcents · 44 comments

Post image for Rich Man, Poor Man

Rich man, poor man is not intended to leave out women!  I am really trying to examine the difference between rich and poor and help you achieve what you say is a goal.  Most 18-25 year old say getting rich and becoming famous are important goals for them.  I am not sure if it is limited to just that age group either!  Do you want to know how to get rich? Read More…

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Post image for I Will Never Retire!

That’s right, I will never retire!  Although I will retire from teaching in five (5) years, I know I will never just kick back and play golf, play cards or sit around.  I saw firsthand how my mother worked part time into her mid eighties.  She worked because she liked what she was doing!  She retired from that job at eighty-six.  What did she do?  She made things and sold them at an open air market every Saturday.  Read More…

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Post image for How to Prepare for 2013 or Any Year!

Looking for new ideas, I came across hundreds of articles explaining how to prepare for 2013.  There are a lot of things to do, but why limit it to 2013?  You should prepare for every New Year by doing a few things.  If you did not start a couple weeks ago, it is not too late, but no more procrastinating!  Here are my five (5) things I do every year and you should too. Read More…

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Post image for Interview Tips for Older Workers

Older workers unite and get ready to interview!  Suddenly, you are the oldest person in the room!  What do you do?  How do you turn a negative into a positive?  No one can legally ask your age, but a skilled interviewer can figure it out in a matter of minutes.  What they do with that information will either work for you or against you.  How will you handle your interview? Read More…

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Post image for There Is Always Something!

There is always something that holds you back!  Why do we always make excuses?  An excuse is an unconscious defense mechanism to justify or explain a behavior or feelings in order to avoid a true explanation.  If you are constantly rationalizing your behavior by making excuses, you won’t accomplish very much.  A long time ago, you made an excuse and someone accepted it. Read More…

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Post image for The Best of Krantcents

The “best of” may be a misnomer, but it is based on statistics!  I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life.   I decided to do this because I am making some changes and thought you may like to read some of the best! Read More…

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Post image for My 2013 New Year’s Resolutions

My 2013  New Year’s Resolutions are a commitment to a variety of projects.  I decided this year to embody the real meaning of resolutions.  I recently shared that resolutions are a commitment, an individual makes to a project or reforming a habit.  2013 is the beginning of change! Read More…

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