Post image for All You Need to Know about Bank Account Fees

The following is a guest post.

Most people manage to go through life, managing their money, without racking up any bank account fees. However, it is very easy to incur fees on your current account, simply because you don’t know the kinds of transactions and other things that banks charge for. Read More…

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Post image for I Will Only Work for Fun!

I will work for fun or I won’t work!  Over the years, I have seen various signs such as work for food, beer, $ dollars, satisfaction, fame, money or the joy of working.  Too often these words are meaningless.  If you do not enjoy what you do, you should quit!  That’s right, quit your job.  If not quit, look for another job!  Change careers, start your own business or just plain do something else. Read More…

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Change Direction!

by Krantcents · 17 comments

Post image for Change Direction!

Did you ever change direction?  I am not talking about driving directions or a modest little change!  You know what I mean, an about face, turnaround, change of heart, flip-flop, metamorphosis, reorganization, u-turn, change of course or reversal.  Progress is so much better, but sometimes you have to change direction to reach your goal.  It starts with identifying your goals, evaluating your progress and adjusting or changing your efforts. Read More…

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Post image for Friday Night Links:  Money Edition

I have always liked money!  Who doesn’t like money?  Well, there are a lot of you.  What do you mean you ask?  If you really liked money, you would treat it better!  I like money so much that I rarely use it.  Strange, but true!  I rarely use it because it is working for me.  Some may call it passive income others call it investments.  Do you really like money? Read More…

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Post image for Why Aren’t There More Women Leaders?

There should be more women leaders!  Recently, Fortune published 50 Most Powerful Women in Business listing CEOs or senior executives of mostly Fortune 1,000 companies.  Why is there only fifty (50)?  In the mid 80′s roughly 45% of college graduates were women  and now it is approaching 60%. More women are going to graduate and professional schools too.  We have been here before! Read More…

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Are You In Charge?

by Krantcents · 38 comments

Post image for Are You In Charge?

Are you in charge or are you a victim?  Do you have control over your future or is it predetermined?  You do not have control over the economy, interest rates, government regulation or income tax rates, but you can control how it affects you.  Does your behavior and attitude influence your outcomes?  How do you manage risks?  Risks are a series of choices and it is up to you. Read More…

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Post image for Friday Night Links: New Year Resolutions Update Edition

This is my 9 month goals update, since I made my 2012 New Year Resolutions.  This is where I update you on how I am doing regarding my goals for 2012.  I will give you a detailed progress report.  I hate excuses because too many people use them to explain why they do not achieve their goals.  So I will just explain what happened and leave it to you to decide. Read More…

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Post image for What Is Your Success Strategy?

Do you have a success strategy?  Simple enough, it is a yes or no question.  Then, why do so many people have difficulty answering the question?  There is an implication that if you say no that you are a failure.  So what!  In order to succeed, you have to fail.  All successful people failed at one time or another.  What makes them successful is they kept trying to succeed. Read More…

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Post image for How to Shop for Homeowners Insurance

Shopping for homeowners insurance is a necessity particularly where I live.  I live in southern California where the next big earthquake is days/weeks/months/years away!   A natural disaster that can wipe you out financially!.  I survived the Northridge earthquake without damage, but that was just luck.  California has a 99% chance of a big earthquake within thirty (30) years. Read More…

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Post image for Why Refinancing your Mortgage Can Be Beneficial

If you have been finding it increasingly difficult to pay the bills or have sudden expenses that have pushed you into further debt, it’s time to start thinking about your financial options. One solution is to meet with experts at a firm such as Lombard Odier in order to restructure your assets and receive legal or tax advice. Homeowners also have the option of refinancing their mortgage loan. This is a method of paying off your existing home loan, and replacing it with a new loan. There are a number of benefits associated with refinancing, including the following factors. Read More…

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