Post image for Are You Still Using Google Reader?

Next Monday, Google Reader is going away!   If you use Google Reader to accumulate your reading from the internet, you should change now.  If you do not know what I am talking about, you probably clicked on an icon to accumulate the blogs and online news through a reader delivered to you in one place.  There are alternatives for delivery of your web based information to you.  Read More…

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Post image for ATM Skimming – What You Should Know

A Florida man was sentenced to federal prison following his role in an ATM-skimming case. He was found guilty of aggravated identity theft and possession of ATM-skimming paraphernalia. In another case, an Atlanta man was sentenced to 38 months in prison on ATM skimming charges along with restitution of more than $70,000 upon his release. Read More…

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Post image for Google Reader Is Going Away, but I am Not!

Next Monday, Google Reader is going away!   If you use Google Reader to accumulate your reading from the internet, you should change now.  If you do not know what I am talking about, you probably clicked on an icon to accumulate the blogs and online news through a reader delivered to you in one place.  There are alternatives for delivery of your web based information to you.  Read More…

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Post image for Why Changing Your Behavior is More Important than Having a Budget

When it comes to finances, many people struggle with expenses, debt, income, and savings. It is hard to plan your finances when you don’t really know where to begin, and this is where most people go the traditional budget route and start writing all their expenses and income down on paper. However, it has been shown that budgeting is not the whole answer. Read More…

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Post image for Why Dealing with Payday Loan Debt Yourself Could Lead to Serious Problems

The relatively recent phenomenon of the payday loan has caused much heartache and suffering for millions of hard-working people in the UK. The problem has grown over time because of the banking crisis and the consequential downturn in the economy. Faced with the prospect of balancing their books, traditional banks and financial institutions have been forced to tighten up their lending guidelines – leaving millions of people without access to credit for emergencies. Read More…

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Post image for When to start saving for retirement

Is there a right time to start saving money for your retirement? In short the simple answer is yes, as soon as possible. My theory and that of many others is that as soon as you start working you should start saving for your retirement. Even if it is just a tiny percentage of your salary each month you should put away something for your golden years. Read More…

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Post image for Stop the Government from Stealing My Retirement!

Stop the government from stealing my retirement!  There is little known provision of Social Security called Windfall Elimination Provision (WEP) that reduces your benefits.  If you receive a pension based on earnings from any organization outside of Social Security and Social Security benefits, you will become familiar with this provision very quickly.  Why should this matter to you and what can you do? Read More…

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Post image for Should I Refinance My Mortgage?

When does your bank call you and offer to refinance your mortgage for a lower rate?  Until last week, I would have answered, never!  I have a fixed rate mortgage that I am paying off it off in four (4) years why should I refinance?  The bank offered to lower the interest rate and pick up all the costs.  Refinancing a mortgage at a lower interest rate isn’t always the right decision.  What should I do? Read More…

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Xanatos Gambit!

by Krantcents · 44 comments

Post image for Xanatos Gambit!

Have you ever heard of the Xanatos Gambit?  “A Xanatos Gambit is a plan whose multiple foreseen outcomes all benefit its creator. It’s a win-win situation for whoever plots it.  At its most basic, the Xanatos Gambit assumes two possible outcomes for the one manipulated — success or failure. The plan is designed in such a way that either outcome will ultimately further the plotter’s goals.”  The planner always wins! Read More…

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Road to Riches!

by Krantcents · 44 comments

Post image for Road to Riches!

Road to Riches can be a bumpy ride!  Maybe you had a paper route, lemonade stand, sold Girl Scout cookies or some other money making activity as a kid.  If you had an early interest in making money, you probably are likely to start a business.   Although 50% of everyone has a net worth of less than $10,000, a select few are worth more than a million dollars!  How do you match up?

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