Post image for Year-end Tax Planning Tips

Are you doing year-end tax planning?  If not, be prepared to pay more in taxes!  As a former Chief Financial Officer (CFO), I routinely did year-end tax planning for the companies I worked for.  Along with our accounting firm, we took a proactive role in reducing our taxes.  A little tax planning can save you a substantial amount of money!  What are you doing? Read More…

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Happy Thanksgiving

by Krantcents · 14 comments

Post image for Happy Thanksgiving

Happy Thanksgiving!  Thanksgiving is celebrated in the United States each year on the fourth Thursday in November.  I was surprised to learn that as many as seven (7) other countries celebrate Thanksgiving.  In the United States, the origin goes back to Plymouth, Massachusetts in 1621.  Most celebrate with a huge meal of turkey with all the trimmings with family and friends.  How will you celebrate? Read More…

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Post image for How to Shop for the Holidays

Have you started to shop for the holidays?  Here we are again, the holidays are here and the day after Thanksgiving is the official opening of the season.  A couple retail stores are talking about starting on Thanksgiving.  This confirms we are a consumer oriented country!  I know some of you have started already.  Here are my five (5) tips for doing it well! Read More…

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Post image for Retirement and a Stool!

What does retirement have to do with a stool?  The three legged stool describes a retirement strategy of Social Security, pension and personal savings.  This strategy is dated since very few employers offer pensions.  What changed?  Most employers replaced pensions with 401k plans where employees contribute on a pretax basis to an annual limit.  These funds grow on a tax deferred basis until withdrawal. Read More…

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Post image for I Had Multiple Careers and You Should Too!

Multiple careers are better than one!  Imagine you were a milkman, elevator operator, switchboard operator and typist; you would be out of work!  I remember attending my children’s college orientation when the university chancellor said “we are not training you for a specific job, but for multiple careers”.  The purpose of higher education is to teach you how to think.  Welcome to the 21st century! Read More…

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Post image for A Couple Tips for a Successful Interview!

A good first impression makes a winning interview!  I interviewed thousands of candidates for various careers during my business career.  I make decisions about candidates when I meet them before I ask the first question.  Before you pillory me for my quick judgment, you do the same thing, but don’t realize it.  How long do you spend thinking about what to wear or how to present yourself? Read More…

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Post image for Claiming compensation after a car accident

If you’ve been in a car accident, obviously your immediate concern is getting medical treatment for you or for anyone else involved in the accident. Making sure everyone is safe is your top priority. But once medical treatment has been received, the real cost of being injured in an accident becomes apparent.

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Post image for How Do You Prepare for the Unexpected?

Are you prepared for the unexpected?  This past week saw unusual weather hit the East coast and devastate the Jersey shore.  Too many people’s homes and businesses are devastated and will take a long time to rebuild.  Natural disasters like hurricanes, tornadoes, floods and earthquakes destroy property and take an emotional toll on everyone involved! Read More…

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Post image for Online Payday Loans, Good or Bad Idea?

Anyone can get a Payday loan, if you meet the criteria!  Do you need instant, fast, cash, same-day, pay-day and unsecured emergency loans?  A Payday loan is a short-term loan usually repaid on the next payday (two to four weeks).  It generally carries a higher interest rate.  If you cannot repay the entire amount, you will accumulate late fees and make the original loan amount double or triple. Read More…

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Post image for Moving When You Retire Is Dumb!

Unless you are moving with friends and family, moving when you retire is dumb!  You have roots in the neighborhood, family and community.  Social connections are very important to living a long happy life.  Do you really want to start over again in a new place?  Are you moving to a warmer climate?  Why do you want to move?  Is it the lure of an exotic location?  Would you move overseas? Read More…

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