Post image for I Think I Found the Ideal Dating Service!

In case you are wondering, I am not dating!  I just thought I should share some information about a dating service that answers the money issue.  You won’t have to ask your date about money because you will know their credit score!  As a service to my readers, I thought I would dedicate some time to discuss dating services and does it answer the real  question.  How is your FICO score? Read More…

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Post image for Extreme Retirement Is Fool’s Gold!

The usual definition for extreme includes words like serious, hazardous, dangerous, highest degree, exceptional, severe, physical or mental risk or hardship.  I realize that retirement as a goal may be worthwhile enough to take risks, but extreme may be too far.  Fool’s gold is anything that turns out to be worthless!  Have you gone to extremes for retirement savings?  Is it working for you?  Read More…

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Post image for The Lost Art of Handwriting

Handwriting has become a lost art!  Technology has changed our communication.  Simple communication of writing a letter or note is not something we do anymore.  We email, tweet, text, share on Facebook, post on a blog, post on a website, chat, connect online, or make a call on a cell or VOIP phone.  Technology changed everything!   Has the ability to actually write become obsolete? Read More…

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Post image for Which countries have the best retirement schemes?

Many of you probably pay into a 401(k) plan, which of course is a retirement scheme that helps you invest your money wisely for old age. Experts suggest that no country’s pension system is clearly superior to another’s, although some are slightly better in terms of the benefits they deliver. Read More…

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Post image for The Best Balance Transfer Credit Cards of Q2 2013

It’s tax season and that probably means you have your finances front and center in your mind. The deadline for filing your taxes just passed and you won’t have to worry about them for another year. However, since you’ve been thinking about your finances, now is a good time to take a look at your credit card situation.  Do you have credit card debt? Zero interest credit cards may be  the answer!   Read More…

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Post image for It Is Not too Late to Do Tax Planning for 2013!

Did you do any tax planning for 2013?  Probably not, you just finished your 2012 tax return and probably already received your refund.  I bet it was big and you are using it to pay down debt, invest or just put it in savings.  Some of you may even use it for fun things like a trip, shop or a few nice dinners.  If you are not aware of the tax changes, you will probably pay too much in taxes next year too! Read More…

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Post image for 10 Things You Don’t Know

What you don’t know could fill books!  It takes years and maturity to realize what you don’t know.  I know because I have the (66 years old to be exact) years and maturity (just based on my age).  Seriously, figuring out what you don’t know is real important and it should happen sooner rather than later.  Did you figure it out yet?  No problem, I will give you ten things just to start you off. Read More…

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Post image for Incorporating Your Business

Business incorporation allows you to expand your business and serve more customers. When you incorporate your business, it becomes a legal entity separate from you and your shareholders. Incorporation can give you legal protection from other business owners, and reduce your liability when filing taxes. One of the things you will have to decide when you’re incorporating your business is where to expand your business. You will also have to decide upon the purpose of the corporation, and the rights and privileges of each stockholder. Read More…

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Post image for Impossible Is an Opinion!

Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” (Muhammad Ali)  Don’t tell me it is impossible, but find a way to succeed! Read More…

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Post image for How to Use Credit Cards Responsibly

Too many people have credit card debt!  As of December, 2011, according to Capital One  there was $801 billion total U.S. revolving debt.  98% is credit card debt!  The total U.S. consumer debt is $2.5 trillion as of December 2011.  The average credit card debt per household with credit card debt is $15,799.  Just about everyone has a credit card and it is time to learn how to use it responsibly! Read More…

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