My 2012 New Year’s Resolutions

by Krantcents · 48 comments

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My 2012 New Year’s Resolutions are really goals and I am very resolute to make them happen!  Many people make resolutions this time of year, but never hold themselves accountable.  Every year millions of people make new year’s resolutions and less than 15% of them are accomplished!  What changes are you prepared to make to accomplish your resolutions?

According to Wikipedia, a New Year’s Resolution is a commitment that an individual makes to one or more lasting personal goals, projects, or the reforming of a habit.  Too many people ask for and offer resolutions as though it is a party favor or just something to do just before midnight on December 31st.  Goals are very important to me and I treat them with respect.  Just writing them down is a good start, but that won’t make them happen.  Setting goals is important, but what happens later is even more important.  Monitoring your goals and adjusting your effort are the keys to success.

My 2012 New Year’s Resolutions are the following:

  • Volunteering – I want to volunteer two (2) hours a week.  This is something I thought I would start when I retire.  I decided why wait!  If this looks familiar, it was on my 2011 New Year’s Resolutions and I put it first this time.  I expect to start sometime in the first quarter.  I will definitely report on my progress at the beginning of the 2nd quarter.
  • Earn more income from my blog – I would like to average at least $2,000 per month net. I started to monetize my blog in mid September and averaged between $5-600 gross per month.  This may be a stretch, but a worthwhile one!
  • Top 100 Personal Finance Blogs – I want to be part of the Top 100 Personal Finance Blogs.  This was my goal for 2011, but I only achieved the top 200 (193).Cal me determined, tenacious, or just stubborn, but I will keep after this goal.  In the last quarter of 2011, my Alexa ranking was going in the wrong direction, but I am not ready to give up on this.  Since it is a combination of factors (MozRank, linking domains, Klout score, Twitter followers, Alexa Rank and Facebook likes) I figure I have a shot.
  • What’s left? – I could add reading more, but I already read 50-100 books a year.  If that is not enough, I read 500 articles on various blogs weekly.  In my spare time, I read 6-12 business periodicals for article ideas to go on my blog.  Can I do more reading?  I doubt it!
  • I could pay off debt, but I do not have any except for a small mortgage.  I am already paying additional principle on my mortgage to have it paid off by my retirement.  I max out my retirement savings in my 403B, IRA and Roth IRA.  I suppose I could invest more or pay my mortgage faster, but I choose to travel instead.
  • There are some personal habits I think I will work on, but it is unnecessary to include them in my resolutions.  I plan on smiling more, you know match what I feel inside with my outside.  I do not need to lose weight, stop drinking or stop smoking.  Some may call me boring!  I would like to think of myself as a role model!  Can I workout more, I doubt it!

These are my goals for 2012!  I plan on reporting my progress quarterly.  My 2011 New Year’s Resolutions were a little aggressive, when I stated I wanted to achieve the WiseBread Top 100.  Just because I did not achieve it doesn’t mean I should give up.  It is still a goal and I will work on it.  What are your 2012 New Year’s Resolutions?  These are My 2012 New Year’s Resolutions.

Photo by:  husin sani


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These are My 2012 New Year’s Resolutions.

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