From the category archives:

Money and Children

Post image for Don’t Shoot the Messenger

In earlier times, the messenger delivered bad news! Don’t blame the person who tells you bad news. Too often, the person delivering bad news is blamed for the news. For many years, I was the messenger! I was the Chief Financial Officer who said profit margins were decreasing or some other performance indicator. As a personal finance blogger, is it my fault you make bad choices?  Read More…

{ Comments on this entry are closed }

Post image for Top 5 Financial Tips for Young People

Financial tips, I wish I knew when I was young. Wait, do young people take advice? When you are young, you feel invincible and you think you know everything! Taking advice is hard at that age, but here goes anyway. I encourage making mistakes and trying different things, but preparing for your future is important too. I have put together five (5) important financial tips t hat all young people should embrace. Read More…

{ Comments on this entry are closed }

Post image for Money Management Tips for Children

Money management is controlling your personal finances!  Money management is the process of budgeting, saving, investing, spending or otherwise in overseeing the cash usage of an individual or group. Do you contribute to your retirement? Do you have a budget?   Do you pay your credit card balance every month? If you can answer yes to these questions, you are a good money manager!

Read More…

{ Comments on this entry are closed }

Post image for What Can You Learn from Kids?

I love to watch children play!  They are so willing to take chances and push boundaries.  It is fascinating to watch how they seem to discover a toy or something for the first time.  Have you ever watched a child interact with a dog?  They will pet the dog and laugh.  Then it goes further until the dog signals he/she has had enough.  Children are naturally curious! Read More…

{ Comments on this entry are closed }

Post image for Even More Financial Skills for Teens

April is National Financial Literacy Month; I am continuing my series on financial skills for teens.  As a reminder, Financial Literacy is making informed judgments and effective decisions using money.   Buying a Home requires some thoughtful planning and know-how.  Home buying includes a mortgage and financing.  Do I expect teenagers to go out buy a home?  Of course not!  What is the first thing you need to do before buying a home?  Determine your needs. Read More…

{ Comments on this entry are closed }

Post image for More Financial Skills for Teens

April is National Financial Literacy Month; I am continuing my series on financial skills for teens.  As a reminder, Financial Literacy is making informed judgments and effective decisions using money.  Decisions about spending and saving will affect your entire life!  Learning good habits regarding spending, avoiding debt and savings is very important for a good life. Read More…

{ Comments on this entry are closed }

Post image for Financial Skills for Teens

Since this is National Financial Literacy Month, I thought I would start with a definition.  “Financial Literacy is the ability to make informed judgments and effective decisions regarding the use and management of money”.  Why is it important and when should you learn it? Read More…

{ Comments on this entry are closed }

Post image for Bringing Up Financially Smart Children

Many people have written about what to teach children about money.  This is different because I developed these techniques and used them with my children.  As parents, we want our children to be healthy, educated and happy.  Do you want your children to face another financial crisis?  More realistically, do you want your children to face a personal financial crisis?  Of course not! Read More…

{ Comments on this entry are closed }

Post image for How Do You Choose the Right Career?

I know what you want!  It is a career that pays the most, where you have fun and don’t work too hard.  Are there careers like that?  If you ask people who like what they do, their answer will be yes!  What are those careers?  Some (well, most) professions require some form of higher education. However, with the modern world we live in, one can go as far as to obtain an MBA, or even a PhD, never leaving home. Read More…

{ Comments on this entry are closed }

Post image for Why Teens Fail Financial Literacy Tests?

Teens admit to not knowing much about basic money skills, such as credit, investing and budgets, but what do they do?  They are strongly influenced by their parents and friends.  Is this positive?  How do they spend their money?  Do they save?  Do they learn how to handle money responsibly?  Where do I start? Read More…

{ Comments on this entry are closed }