From the category archives:

Lifestyle

Happy Holidays

by Krantcents · 2 comments

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The holidays are family time.  Holidays in many parts of the world mean vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for year end.  As a teacher, this is vacation time! Read More…

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My Warranty Expired!

by Krantcents

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My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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Post image for Seven Personal Finance Red Flags to Avoid

red flag is an indicator of potential problems.  It means danger, stop or caution because of something ahead of you.  In personal finance there are a number of things to watch for or avoid to be successful.  They are things that we all go through, but should pay attention to and avoid.  Financial statements are a record of your financial activities of a business, person or other entity. This stuff is for everyone! Read More…

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Post image for Ten Thanksgiving Day Facts

Happy Thanksgiving to all of you.  Do not eat  too much, spend too much time with family or spend too much on Black Friday!  I really hope you do not spend too much!  We will spend Thanksgiving with family and friends.  My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join friends to celebrate Thanksgiving together. How was yours? Read More…

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Post image for What You Don’t Know?

What you don’t know could fill books!  It takes years and maturity to realize what you don’t know.  I know because I have the (66 years old to be exact) years and maturity (just based on my age).  Seriously, figuring out what you don’t know is real important and it should happen sooner rather than later.  Did you figure it out yet?  No problem, I will give you ten things just to start you off. Read More…

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Post image for Why I Do Not Carry Cash?

I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only retailers, will mobile payments replace cash? Read More…

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Post image for How to Save Money – Everywhere

Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little work. Read More…

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Post image for Sports Can Teach You Financial Skills

Playing sports teaches you much more than the game. Funny, how we tend to trivialize sports in school, but it is an important part of learning skills. When I played sports, I heard the phrase it was only a game. “Baseball, it is said, is only a game. True. And the Grand Canyon is only a hole in Arizona. Not all holes, or games are created equal.” (George Will)  Read More…

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Chess Is Life!

by Krantcents · 6 comments

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“Chess is life.”(Bobby Fischer) It is also a board game played by two people. Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life? Read More…

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Post image for Should I become a landlord or seller?

As a former successful landlord, it was my first choice, but the wrong one! Am I giving away my entire thesis in the first line? If you think so, you may be wrong. I addressed this question about seventeen (17) years ago and remained a landlord for another year. Although this is a personal decision, you should consider certain factors before you chose one or the other. Read More…

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