From the category archives:

Lifestyle

Post image for 10 Frugal Fun Things to do

Frugal fun things can be inexpensive without being boring! Being frugal does not mean you have to do nothing! If you deny yourself everything, you will eventually blow your budget. It is similar to a really strict diet; you cannot stay on one forever. The best way to remain frugal and still have fun is a little creativity. Frugal means living simply and economically. Here are some fun things and remain frugal!

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Post image for Is Paying Off your Mortgage Early a Good Idea?

Are you paying off your mortgage early? Many personal financial experts suggest prepaying your mortgage or paying extra principal payments to pay less interest over the life of the loan.  You can save a great deal of money by just paying few extra dollars in your monthly payment, pay bimonthly, biweekly, or just make an extra payment. Are you paying off your mortgage early?

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Post image for How Do You Track Your Expenses?

Track your expenses or you will overspend.  The simple answer is you have finite income! It is real easy to spend more money than you earn or have. Whenever I have cash in my pocket, I will spend it! It is one of the reasons I do not carry cash. Contrary to most personal finance gurus, I am much more careful when I use my credit card. How do you control your spending?

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Post image for Budgets and Diets Are a Waste of Time – Redux!

Budgets and diets are a waste of time!  Most, if not all personal finance (PF) bloggers are probably surprised I would say that.  A budget or diet is not the answer for overspending or overeating.   If these things worked for everyone, there would be no debt or overweight people.  A budget or diet is intended to help us reach a financial or personal goal.  Do budgets or diets even work? Read More…

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Happy New Year!

by Krantcents · 8 comments

Post image for Happy New Year!

Happy New Year!  Today is New Year’s Eve and tomorrow is full day of football games.  Living in Los Angeles, I look forward to the Rose Parade showing what is best about southern California.  If you don’t know, it is the weather!  The beaches, skiing, museums, theater, sports, parks and food are pretty good too.  It is hardly perfect, but it is home! Read More…

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Happy Holidays

by Krantcents · 4 comments

Post image for Happy Holidays

The holidays are family time.  Holidays in many parts of the world means vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for year end.  As a teacher, this is vacation time! Read More…

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Post image for Make a Wish or Achieve your Dream?

A wish is a hope or desire for something. On the other hand, a dream is doing something! It may have started when you were young or yesterday! Your dreams can take shape over time or you just seized an opportunity. It may require specialized skills and talent to make it happen or idea. Dreams range from education, family, career, buy a home, love or financial freedom. Here are five (5) steps to achieve your dream. Read More…

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Post image for 5 Things to Do Now to Save $10,000+ Later

Life is expensive, but some costs are preventative. We’ve compiled and calculated 5 habits you could start today that will make you thousands of dollars wealthier with time. Read More…

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Post image for ATM Skimming – What You Should Know

A Florida man was sentenced to federal prison following his role in an ATM-skimming case. He was found guilty of aggravated identity theft and possession of ATM-skimming paraphernalia. In another case, an Atlanta man was sentenced to 38 months in prison on ATM skimming charges along with restitution of more than $70,000 upon his release. Read More…

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Post image for Would James Bond be eligible for life insurance?

Brought to life by novelist Ian Fleming in 1953, James Bond started out first as a character in a book, and then moved to film, television, radio, comics and video games. The infamous 007 has been the star of 23 films to date, and has enchanted Bond Girls and killed baddies for six decades.

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