From the category archives:

Lifestyle

Post image for Money Is different for Men and Women

Money, what is it?  Would it surprise you to learn men and women view money differently?  The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context.  Money is officially-issued legal tender consisting of currency and coin. Men and women spend and invest money differently!  Why? Read More…

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Post image for Never Pay Full Price for Anything

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better price.  The first is a large purchase such as buying a house, car or travel. Read More…

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Post image for 25  Simple Changes to Save Money

These are 25 simple changes to save money, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too. Read More…

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Post image for Are You Rich or Just acting Rich?

Are you rich or just acting rich? I know all your friends are spending the summer in the Hamptons and you just want to fit in or maybe you are trying to impress your girl. Whatever the reason, you do not have the break the bank to look wealthy and it is not what you think anyway. They tend to dress in classic clothes. They dress for comfort!

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Post image for Can You Live without these Things?

I can live without these things and I am okay!!  You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices.  So it is a very relevant question!  What will you give up to achieve your goals?  It could range from dessert, sleep to exercise, dining out or entertainment.  Here are ten (10) things I can live without! Read More…

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Happy New Year 2015

by Krantcents · 6 comments

Post image for Happy New Year 2015

Happy New Year!  Today is New Year’s Eve and tomorrow is full day of football games.  Living in Los Angeles, I look forward to the Rose Parade showing what is best about southern California.  If you don’t know, it is the weather!  The beaches, skiing, museums, theater, sports, parks and food are pretty good too.  It is hardly perfect, but it is home! Read More…

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Happy Holidays

by Krantcents · 2 comments

Post image for Happy Holidays

The holidays are family time.  Holidays in many parts of the world mean vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for year end.  As a teacher, this is vacation time! Read More…

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My Warranty Expired!

by Krantcents

Post image for My Warranty Expired!

My good health warranty  expired!. I am at an age (68 years old) when my  warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out.  I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! Read More…

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Post image for Seven Personal Finance Red Flags to Avoid

red flag is an indicator of potential problems.  It means danger, stop or caution because of something ahead of you.  In personal finance there are a number of things to watch for or avoid to be successful.  They are things that we all go through, but should pay attention to and avoid.  Financial statements are a record of your financial activities of a business, person or other entity. This stuff is for everyone! Read More…

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Post image for Ten Thanksgiving Day Facts

Happy Thanksgiving to all of you.  Do not eat  too much, spend too much time with family or spend too much on Black Friday!  I really hope you do not spend too much!  We will spend Thanksgiving with family and friends.  My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join friends to celebrate Thanksgiving together. How was yours? Read More…

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