From the category archives:

Lifestyle

Post image for How to Save Money – Everywhere

Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little work. Read More…

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Post image for Sports Can Teach You Financial Skills

Playing sports teaches you much more than the game. Funny, how we tend to trivialize sports in school, but it is an important part of learning skills. When I played sports, I heard the phrase it was only a game. “Baseball, it is said, is only a game. True. And the Grand Canyon is only a hole in Arizona. Not all holes, or games are created equal.” (George Will)  Read More…

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Chess Is Life!

by Krantcents · 6 comments

Post image for Chess Is Life!

“Chess is life.”(Bobby Fischer) It is also a board game played by two people. Chess strategy consists of setting and achieving long term positioning advantages while tactics concentrate on immediate maneuvers during a game.  There is much more to playing chess such as the position of the pieces and values of each piece.  What can you learn from chess?  Could it help you in life? Read More…

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Post image for Should I become a landlord or seller?

As a former successful landlord, it was my first choice, but the wrong one! Am I giving away my entire thesis in the first line? If you think so, you may be wrong. I addressed this question about seventeen (17) years ago and remained a landlord for another year. Although this is a personal decision, you should consider certain factors before you chose one or the other. Read More…

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Post image for The New Crisis Is Water!

Water was taken for granted in the United States for years! It was only a problem in third world countries. This has been the hottest summer on record in California. It is adding to an already difficult drought condition that will not go away anytime soon. If you live in the Midwest or East coast, you probably experienced flood conditions. This weather/climate change will affect the cost of food very soon! Read More…

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What is your Legacy?

by Krantcents · 2 comments

Post image for What is your Legacy?

My legacy is not money! As I get older and things change, I think about what I may leave behind. Legacy is an amount of money or property left to someone in a will. It is much easier to leave money and property to your heirs. When I was growing up, I wanted my parent’s time, unfortunately they were always busy. In order to spend time with them, I had to work. It helped influence my values! Read More…

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Post image for Buy a New Car  or Used Car?

Buy a new car or a used car? Is this a trick question? Many personal finance experts recommend buying a used car versus a new car because it has already depreciated some of its value and you get a better deal. Particularly if you find a used car off a lease and it was well maintained. Many car dealers offer certified used cars with warranties and you save 30-40% over new.  Read More…

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Post image for Car Free in Los Angeles

Yes, I will be car free in Los Angeles in three years. Why am I writing about it now? I am taking the first step to be car free in Los Angeles. I will retire in the next three years and have no need for two cars. Los Angeles is a very much a car town. Los Angeles used to have one of the best public transit systems in the country, but that was nearly one hundred years ago!  Read More…

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Post image for Summer Vacation Is Over!

Summer is vacation time for families! Most of the world goes on holiday in August every year. Students travel during the summer because they are off from school. For the last fourteen (14) years, I travel overseas during the summer. When students return to school, their teachers usually use vacation experiences as a subject for a composition or discussion. Did you take a summer vacation? Read More…

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Post image for Five Business Reasons to Target Baby Boomers

Baby Boomers are not broke! In the United States alone, Baby Boomers will spend about $3 trillion. Hard to believe, but it is one of the most underserved market segments. Baby Boomers have been ignored by marketers because the 18-34 year old consumers are a more attractive group to advertisers. Younger people stereotype older people as useless, helpless, or devalued! Read More…

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