In case you are wondering, I am not dating! I just thought I should share some information about a dating service that answers the money issue. You won’t have to ask your date about money because you will know their credit score! As a service to my readers, I thought I would dedicate some time to discuss dating services and does it answer the real question. How is your FICO score? Read More…
Handwriting has become a lost art! Technology has changed our communication. Simple communication of writing a letter or note is not something we do anymore. We email, tweet, text, share on Facebook, post on a blog, post on a website, chat, connect online, or make a call on a cell or VOIP phone. Technology changed everything! Has the ability to actually write become obsolete? Read More…
Do you use online banking? If you have a smartphone, you have 24/7 access to your bank account anywhere you can connect to the internet. No smartphone? You still have access, if you have a computer with an internet connection. Are you still writing checks and stamping envelopes? Have you ever been late because it was not delivered on time? I have a solution for you. Read More…
Raising successful children is not easy! I am not a child psychologist, child psychiatrist or an expert in early childhood development nor do I play one on TV. I am an educator, but I started that career after my children graduated college. I won’t even take all the credit; my wife had a part in my children’s success too. What did we do that helped them succeed? Read More…
That’s right, stop the budget insanity! If you think I am talking about what is going on in Washington, you would be wrong. I am a lifelong planner and made a career out of budgeting, long range and strategic planning and financial management. A budget is a structure to help you achieve your financial goals. You can go through the motions or make it count! Read More…
10 things I can’t live without seems like an obvious sequel! Recently, I wrote an article called 10 Things I Can Live Without. It was the success of that article that made me think about what I can’t live without. Whether you are planning, budgeting or just analyzing your expenses, I think you reflect on your decisions in order to develop your goals and plans. Read More…
10 things I can live without and I am okay!! You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices. So it is a very relevant question! What will you give up to achieve your goals? It could range from dessert, sleep to exercise, dining out or entertainment. Here are ten (10) things I can live without! Read More…
Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that. A budget or diet is not the answer for overspending or overeating. If these things worked for everyone, there would be no debt or overweight people. A budget or diet is intended to help us reach a financial or personal goal. Do budgets or diets even work? Read More…
Everyone needs a will to ensure their family and loved ones are taken care of after your death. If you have assets and personal possessions that you want to divide among specific people, it can be stated in your will. But, thanks to the Internet, you can write your own will without hiring an attorney. An attorney can be very expensive, and writing your own will is cost-effective.
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Happy Thanksgiving! Thanksgiving is celebrated in the United States each year on the fourth Thursday in November. I was surprised to learn that as many as seven (7) other countries celebrate Thanksgiving. In the United States, the origin goes back to Plymouth, Massachusetts in 1621. Most celebrate with a huge meal of turkey with all the trimmings with family and friends. How will you celebrate? Read More…