From the category archives:


I Won the Lottery

by Krantcents · 2 comments

Post image for I Won the Lottery

I won the lottery! Do I really need to explain? Normally, I would not announce this type of thing in a personal finance blog although maybe it is just the right place. For the record, I do not play very often, but all it takes it one winning ticket. I promise millions of dollars will not change me!  This article will be short because I am sort of busy talking to my advisors.  What do I do next? Read More…


Post image for How to Become More Interesting and Successful

A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes in your life so this year will be more interesting and successful. Read More…

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Post image for Failure Is an Industry!

There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your loss. Is this isolated? Read More…

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Post image for Labor Day is more than a Holiday

Labor Day is the first Monday in September and an American holiday! It is supposed to be a national tribute to the contributions and achievements of American workers made to this country. It was established abut one hundred twenty years ago. It usually signaled the end of summer and children return to school. The last weekend to get away or relax before school starts. What does Labor Day mean to you? Read More…

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Post image for Hobbies Can Be Expensive!

Hobbies take time and money! My wife’s garden is only forty-eight (48) square feet and she spends hours in it every week. It is flowers, plants, herbs and even a few vegetables. I am not complaining because she enjoys it! Hobbies are supposed to be enjoyable and a distraction from your day to day activities. Hobbies can also be expensive, addictive and even a money pit.

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Post image for Start Thinking Outside the Box!

Thinking outside the box is one of those metaphors that really need explanation. Thinking outside the box means to think differently, unconventionally or a new perspective. Some business consultants challenged their clients to solve a “nine dots” puzzle which required a creative solution. Often we are caught up with rules or conventions to solve problems versus thinking creatively.  Read More…

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Post image for Memorial Day Remembered

Memorial Day is special for me because it is a three day weekend and the beginning of summer.   Another reason is I am a Vietnam era veteran. The weekend is filled with parades in many small and large cities across the country. It is also an opportunity to visit a national monument or cemetery to honor someone who served this country. It is filled with fireworks, barbecues, summer movies and family outings. Read More…

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Post image for Stop Looking in the Rearview Mirror!

Stop looking in the rearview mirror! There is a tendency to dwell on your past accomplishments! It is when we cling to the past that hurts you! Everyone knows of someone who peaked too quickly. For example, the high school football star, perhaps the valedictorian or homecoming king or queen. They were most popular or the smartest kids in school, but never did anything again.  Read More…

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Post image for How to Have A Frugal Valentine’s Day without being Cheap!

Valentine’s Day is a pressure filled time for men. For some, it is a celebration of romance and love, but there is pressure to do something special for their someone in their lives. Doing something special usually means, flowers, dinner, candy or some special gift. You can easily spend hundreds of dollars on meaningless things or experiences! Celebrating Valentine’s Day does not have to cost a fortune!  Read More…

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Post image for Technology Has Made Me Lazy or More Productive!

Technology has made me lazy! I used to do basic arithmetic in my head. I could count out change without the cash register telling me what change I needed to make. I could spell without using spell check. I used to be able to write a handwritten note without a lot of thought. You may think it is just part of getting older, except it started forty (40) years ago. Read More…

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