I Am a PF Coach and I Should Be Fired!

by Krantcents · 49 comments

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That’s right, I should be fired!  Where is Donald Trump when you need him?  I think of myself as a personal finance (PF) coach that helps you achieve your goals and I am batting under 500.  My percentage stinks and I should be fired.  This is not an indictment of my expertise or my skills, but I want to do better. 


I recently read an article called The 10 College Football Coaches Who Should Be Fired in 2012Your win/loss statistics are everything!  For me, my readership statistics are pretty important!  How many people read what I write is the ultimate review.  Other statistics such as RSS subscribers, comments left, Twitter followers, Google + friends/followers, LinkedIn, Facebook Friends and Likes are other ways to indicate I am on the right track.  If you like the changes I made, feel free to use social media to let me and others know.  Last, my ranking whether MozRank, Page Rank or my WiseBread ranking are just a few more.  I am not complaining, but I want to improve.

Get Fired or Change!

I made some changes about thirty (30) days ago and they are starting to pay off.  When you make mistakes, do you reflect on your performance?  I do and I take action!  Believe it or not, some people are satisfied when they fail!  Some of them do not realize they failed and others make excuses.  I am here to tell you that you do not have to be satisfied with failure.  You only fail when you give up.  If you keep trying, you will eventually succeed.  You may need help or make changes, but anything is possible.

Change is Good!

Insanity is doing the same thing over and over again and expecting different results.  I am not calling you insane, but why are you doing the same things over again and failing?  If you fail,  you need to change something!  I see this too often in school with my students.  They fail and do not change so they continue to fail.  In most cases, you just make a few small changes and you can succeed.  For the students who fail, it may mean just coming to class everyday or doing their work.  How often do you reflect on your mistakes or failures?

Over two (2) years ago, I started this blog to change people’s thinking about money.  My goal was to influence a broad audience and achieve certain statistics.  It was my way of measuring success.  Coaches like winning seasons and so do I!  I want to see positive trends whether I use statistics or some other measurement.  Rankings are a pretty good indicator of a trend because it does not represent a single day of activity.  My first change was to stop focusing on the ranking, instead focus on the writing.

Yes, I call myself a writer and I need to work at it!  A few weeks ago, I featured the Best of krantcents.  When I put the list together, I really looked at the articles that resonated with you and added some of my favorites.  I tried to learn what worked and what didn’t!   I took what I learned and incorporated what worked in my articles.  Well, it has been about a month and you have seen some of the changes.  Feel free to let me know what you think of them in the comments.  There are more changes to come and the feedback will be helpful.


Do you reflect on your decisions after you mess up?  I like to think about all my decisions because I think you learn from your successes and failures!  When my children were very small, I constantly would ask them questions.  I think it was my way to make them think about their choices.  My wife and I wanted our children to make thousands of decisions so they would learn how to make good decisions.

You see, decision making is a practiced skill!  When they would seek advice or even if they didn’t, I would ask them about their thought process.  How did we help them make the right choices?  We started with small decisions.  I would ask them to make a choice with their toys, books, clothes or food.  My wife or I would find two (2) good choices and allowed them to make a choice.

As they grew, the decisions or choices changed, but I always tried to encourage them to reflect on their choices.  It would be great, if we all made great choices all the time, but that is not possible.  I believe you are doing pretty well if you don’t screw up the big ones and your good decisions outnumber the bad ones!  Something like 51/49 would be a good start.  As you get better at it, you percentage improves.  What do you think?

Final thoughts

I am making changes to improve my writing to improve my numbers.  Are you working on your mistakes, missteps, errors, failures or losses?  No bad decisions are failures unless you give up.  Making change is difficult, but worthwhile because it may mean success.  I am looking for your feedback and support to improve my writing to attract more readers.  If I am successful the rest will just fall into place.  I focused on the wrong things, but I am changing in 2013.  What are you doing?  I am making changes because I want to be a better PF coach!  If I didn’t, I should be fired!

Photo by:  MMcDonough


Carnival of Financial Planning at Well Kept Wallet
Carnival of Retirement at WorkSaveLive
Carnival of MoneyPros at The Ultimate Juggle
Finance Carn. for Young Adults at Master the Art of Saving
Yakezie Carnival at Faithful With a Few

If I didn’t, I should be fired!

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