I Am a PF Coach and I Should Be Fired!

by Krantcents · 49 comments

Post image for I Am a PF Coach and I Should Be Fired!

That’s right, I should be fired!  Where is Donald Trump when you need him?  I think of myself as a personal finance (PF) coach that helps you achieve your goals and I am batting under 500.  My percentage stinks and I should be fired.  This is not an indictment of my expertise or my skills, but I want to do better. 


I recently read an article called The 10 College Football Coaches Who Should Be Fired in 2012Your win/loss statistics are everything!  For me, my readership statistics are pretty important!  How many people read what I write is the ultimate review.  Other statistics such as RSS subscribers, comments left, Twitter followers, Google + friends/followers, LinkedIn, Facebook Friends and Likes are other ways to indicate I am on the right track.  If you like the changes I made, feel free to use social media to let me and others know.  Last, my ranking whether MozRank, Page Rank or my WiseBread ranking are just a few more.  I am not complaining, but I want to improve.

Get Fired or Change!

I made some changes about thirty (30) days ago and they are starting to pay off.  When you make mistakes, do you reflect on your performance?  I do and I take action!  Believe it or not, some people are satisfied when they fail!  Some of them do not realize they failed and others make excuses.  I am here to tell you that you do not have to be satisfied with failure.  You only fail when you give up.  If you keep trying, you will eventually succeed.  You may need help or make changes, but anything is possible.

Change is Good!

Insanity is doing the same thing over and over again and expecting different results.  I am not calling you insane, but why are you doing the same things over again and failing?  If you fail,  you need to change something!  I see this too often in school with my students.  They fail and do not change so they continue to fail.  In most cases, you just make a few small changes and you can succeed.  For the students who fail, it may mean just coming to class everyday or doing their work.  How often do you reflect on your mistakes or failures?

Over two (2) years ago, I started this blog to change people’s thinking about money.  My goal was to influence a broad audience and achieve certain statistics.  It was my way of measuring success.  Coaches like winning seasons and so do I!  I want to see positive trends whether I use statistics or some other measurement.  Rankings are a pretty good indicator of a trend because it does not represent a single day of activity.  My first change was to stop focusing on the ranking, instead focus on the writing.

Yes, I call myself a writer and I need to work at it!  A few weeks ago, I featured the Best of krantcents.  When I put the list together, I really looked at the articles that resonated with you and added some of my favorites.  I tried to learn what worked and what didn’t!   I took what I learned and incorporated what worked in my articles.  Well, it has been about a month and you have seen some of the changes.  Feel free to let me know what you think of them in the comments.  There are more changes to come and the feedback will be helpful.


Do you reflect on your decisions after you mess up?  I like to think about all my decisions because I think you learn from your successes and failures!  When my children were very small, I constantly would ask them questions.  I think it was my way to make them think about their choices.  My wife and I wanted our children to make thousands of decisions so they would learn how to make good decisions.

You see, decision making is a practiced skill!  When they would seek advice or even if they didn’t, I would ask them about their thought process.  How did we help them make the right choices?  We started with small decisions.  I would ask them to make a choice with their toys, books, clothes or food.  My wife or I would find two (2) good choices and allowed them to make a choice.

As they grew, the decisions or choices changed, but I always tried to encourage them to reflect on their choices.  It would be great, if we all made great choices all the time, but that is not possible.  I believe you are doing pretty well if you don’t screw up the big ones and your good decisions outnumber the bad ones!  Something like 51/49 would be a good start.  As you get better at it, you percentage improves.  What do you think?

Final thoughts

I am making changes to improve my writing to improve my numbers.  Are you working on your mistakes, missteps, errors, failures or losses?  No bad decisions are failures unless you give up.  Making change is difficult, but worthwhile because it may mean success.  I am looking for your feedback and support to improve my writing to attract more readers.  If I am successful the rest will just fall into place.  I focused on the wrong things, but I am changing in 2013.  What are you doing?  I am making changes because I want to be a better PF coach!  If I didn’t, I should be fired!

Photo by:  MMcDonough


Carnival of Financial Planning at Well Kept Wallet
Carnival of Retirement at WorkSaveLive
Carnival of MoneyPros at The Ultimate Juggle
Finance Carn. for Young Adults at Master the Art of Saving
Yakezie Carnival at Faithful With a Few

If I didn’t, I should be fired!

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Glen @ Monster Piggy Bank January 31, 2013 at 2:37 am

I think it is important to review the things that you do in life whether they be mistakes or success, otherwise you will never learn as your go through life.

I used to get really caught up in my stats for my websites, but now I barely look at them until the end of the month when I do my goal reviews.

Krantcents January 31, 2013 at 6:55 am

I constantly reflect on my decisions! That is why I decided to refocus what I was trying to do. So far, it seems to be working.

My Financial Independence Journey January 31, 2013 at 2:42 am

I reflect on most decisions after both success and failure. It’s in my nature to mull over my life. I’m also a huge fan of tracking and measuring progress, since that’s the only way that you can really see whether your plans are going.

Good luck on improving your readership stats.

Krantcents January 31, 2013 at 6:57 am

The stats seem to tell me that I needed to make a change, unfortunately it doesn’t tell you what changes to make.

Joe Saul-Sehy January 31, 2013 at 6:16 am

Another great slice of wisdom, KC. Attention to metrics and being ready to change before you have to are keys to survival and success.

Krantcents January 31, 2013 at 6:59 am

Thanks, I think I always keep trying even when it looks hopeless. When increasing effort is not enough, I thought I needed to change.

Kathleen, Frugal Portland January 31, 2013 at 11:39 am

It’s fun to test things out, too, right? Let’s see, if I do this more, what will happen to my numbers?

That’s my favorite.

Krantcents January 31, 2013 at 1:47 pm

This is small business! I get to change whatever I want and if it works great. If it doesn’t I make more changes.

Grayson @ Debt Roundup January 31, 2013 at 12:43 pm

I don’t think you should be fired, but it does show that you know change is necessary to get to the next step, whatever that may be. I say good luck to you!

Krantcents January 31, 2013 at 1:48 pm

I think everyone knows when you should make a change, but we ignore the signs. I think I may have waited a little longer than I should.

Eric J. Nisall - DollarVersity January 31, 2013 at 1:42 pm

Success is a VERY subjective term. Look at Eli Manning-he’s not as good overall as his 2 SB rings would lead one to think. Robert Horry won something like 7 championships but was never more than a very good role player. On the other end, Dan Marino at one point held pretty much every QB record but was deemed less than his contemporaries like Favre & Elway because he never won a ring. Everyone looks at it from a different angle.

In terms of your success being marked by how many people read your articles, I kind of agree but have some misgivings about that. I’ve noticed that there are a LOT of bloggers and journalists who write mundane lists that often aren’t anything other than regurgitated info from other sources. Some write things that aren’t even entirely correct factually (or leave important things out). There are even some that cover the same topics that have been covered to death from the same viewpoint. All of these examples have high readerships and metrics, and get mentions by some big-time media sources and to me much of it is undeserved. There are plenty of people who write superbly crafted, informative articles which provide real value that go under the radar or ignored completely.

Bottom line, I guess is keep doing what you do because you do it better than most, regardless of the numbers.

Krantcents January 31, 2013 at 6:55 pm

Thanks! My article was an expression of frustration with my numbers and I wanted to let everyone know that I made some changes. Being a numbers guy, I didn’t like the trend.

John@MoneyPrinciple January 31, 2013 at 2:30 pm

People can get too hung up on the very imperfect web stats. Google is a law unto itself, Alexa only measures from those with the toolbar installed in their browsers, MozRank tries to emulate Google imperfectly and none of them really measures how influential your site is.

We have seen Panda and Penguin run a coach and horses through many sites – some unfairly, some fairly – they have caught a lot of people using black hat techniques to get up the organic lists but there has been some collateral damage, as one may term it.

In the end, don’t get too hung up and please don’t sack yourself @KC. Where else could we read such interesting text?

Krantcents January 31, 2013 at 5:35 pm

Thanks, I appreciate it. I am not really that hung up on the stats, but the trend was terrible for quite awhile. My Alexa kept going up, MzRank dropping and Page Rank was dinged in March. Now it is changing probably for a variety of reasons. I just needed to make some changes and the trend is getting better.

eemusings January 31, 2013 at 2:33 pm

Honestly, one of my biggest measures of success personally is feedback – how are people engaging? What posts get commented on, linked to, shared?

Krantcents January 31, 2013 at 5:38 pm

Thanks, but i wanted more! I enjoy the interaction and writing, but I want to keep improving the stats are at least an indication.

The First Million is the Hardest January 31, 2013 at 4:47 pm

I agree with ee. I’d feel more successful with a smaller audience that always comments, shares and really engages with what I write than I would with a large, mostly indifferent audience. I don’t ignore the stats all together but I don’t place too much emphasis on them either.

Krantcents January 31, 2013 at 5:44 pm

I agree the stats in themselves are the driver , however I was concerned with the trend. My numbers were slipping and I needed to do something.

Kendra L January 31, 2013 at 11:56 pm

I’ve always enjoyed and found value in your posts. I do find them rather long. Perhaps a little brevity is needed.

Krantcents February 1, 2013 at 6:52 am

Thanks, they were shorter and I lengthened them to include more of a personal view point.

Tony@YouOnlyDoThisOnce February 2, 2013 at 6:38 am

First off, you are a fantastic writer! I am enjoying everything very much. Second, failure is the best thing that can happen to us IF we are of the mindset to grow and learn. Great post!

Krantcents February 2, 2013 at 8:05 am

Thanks, change creates/increases motivation. I am starting to see some positive results and feel encouraged.

Elizabeth @ Broke Professionals February 2, 2013 at 12:00 pm

“Decision making is a practiced skill” – AMEN! I know so many people who fail to make decisions just because they don’t have experience thinking for themselves. It’s a learned habit!

Krantcents February 2, 2013 at 1:01 pm

Decision making is making choices. You make better choices as you make more decisions. It usually comes with age and maturity, but you can learn to make good decisions at an early age. My wife and I tried to help our children make better decisions by teaching them to make good choices.

Sarah Park February 3, 2013 at 12:52 am

Mistakes do happen in each one of us. We just have to be humble enough to recognize it in order to change things for the better.

Krantcents February 3, 2013 at 8:02 am

Thanks, I think too often, people make mistakes and just stop trying. One of my strengths and weaknesses is I never give up.

Jon @ PayMyStudentLoans.com February 3, 2013 at 3:24 pm

Great post, the immediacy of feedback from stats is very tempting to focus on but I think you hit the nail on the head talking about the importance of engagement and impact your site is making. Best of luck with the changes you have planned.

Krantcents February 4, 2013 at 6:57 am

Thanks, I am starting to see a positive trend already.

Ted February 3, 2013 at 3:52 pm

I think if you see something is not working it’s definitely your responsibility to make a change. I always said if I never make any mistakes, how can I ever learn anything?
I’m always testing and tweaking what works, what resonates with readers, and how I can get more engagement with my audience.
You’re right, never give up!
You made some great points here and I enjoyed reading the article.

Krantcents February 4, 2013 at 6:59 am

If you are doing anything, mistakes will be made. I constantly reflect on my decisions so I can make them better.

Kim@Eyesonthedollar February 3, 2013 at 4:44 pm

I am really enjoying your writing style. I am never sure why some sites with crappy writing rank high and others with great content don’t. I can only guess it is a matter of consistency and knowing what things make your stats higher.

As for being a good PF coach, you may never know who you have helped, much like with your students or children. Someday someone is going to be in a situation where they have to decide and you can only hope something you’ve said will guide them in the right direction. Maybe one of your posts gave them the answer.

Krantcents February 4, 2013 at 7:01 am

I think it is a matter of time! The trend is changing and I am starting to positive signs. You’re right, I may never know about the people I help.

Shannon @ The Heavy Purse February 4, 2013 at 10:25 am

I’m a numbers person, but readily admit that I don’t fully understand all the stats to running a successful blog. I can give the excuse that I’m relatively new, but that’s kind of lame. :) Right now I’m looking at engagement (comments, tweets, shares) which is increasing and exciting. But I should probably grasp the numbers, so I have a better idea how to grow. I think sometimes people like to fail – because success scares them, but if they fail they can say they tried but it didn’t work. I get scared too, but I believe in my passion to help parents teach their children about money outweighs any fear or reservations. Now I just need to understand those stats!

Krantcents February 4, 2013 at 12:47 pm

I look at trends when I look at the stats. If my Alexa ranking or Page Rank is going down, I am concerned. If the number of visitors to my website is going down, I am equally concerned. I think trends are more important than the actual numbers because there are delays and various things that contribute to the actual stats.

Austin car accident lawyer February 4, 2013 at 11:48 am

Its a very good quality, that you can point out your problem and fix them according. But there are some people who can always find the problem but they cannot solve it due to lack of courage. You can take me as an example, I can find my problem but I cannot fix it because I dont feel like work on my problem. May be because I am lazy, anyway you are right change is good but make sure the these changes should always be positive.

Krantcents February 4, 2013 at 4:02 pm

Thanks, change is difficult, but worthwhile. If Jim Harbough had made changes earlier, the outcome may have been completely different.

Integrator February 4, 2013 at 4:37 pm

I love that attitude. Never being content and always wanting to improve is the key to staying innovative and relevant to your audience. Hopefully your changes result in some near term improvements.

Krantcents February 4, 2013 at 5:37 pm

Thanks! I always reflect on my decisions and make changes or improvements to reach my goals. I already see some improvements in the trends.

The Happy Homeowner February 4, 2013 at 6:48 pm

Great post! I absolute take time to reflect on (and learn from!) my mistakes, mishaps and failures. I’ve grown quite a bit over the years simply by doing so. Self-reflection is a necessity for moving forward in a successful manner!

Krantcents February 4, 2013 at 6:59 pm

Reflecting on the successes as well as the failures teach us how to make better decisions.

Sam February 4, 2013 at 9:14 pm

How much you making as a PF coach Larry!

Krantcents February 5, 2013 at 6:54 am

Not enough! It is sort like teaching, you do it for the other reasons! I waiting for my PF coaching pension.

Cat February 11, 2013 at 9:50 am

I like your thoughts on this blog.

As an adventure blogger (or random thoughts blogger perhaps?) I should be fired too! I’ve had my blog since 2010 and didn’t get many comments at all! It started off as a horse blog, then as a random thoughts blog, and now it’s turning into an adventure blog.

I did what you did. I changed. I changed it to less about me and more about exciting places and adventures. Now I have more readers, though they are SLOWLY coming to my site..

Krantcents February 11, 2013 at 4:20 pm

Branding is important! My branding was fine, but I needed to change my trend in the stats. The last 30 days has shown me it can be done. Keep it up, it works.

Michelle February 23, 2013 at 5:51 pm

I think that recognizing when things aren’t working is important in all parts of your life. Being able to identify and make choices/habits/etc. to move yourself towards your goals is crucial. Good job on changing what isn’t working.

Krantcents February 23, 2013 at 7:42 pm

Thanks, the changes have made a big difference! I am expect to make more changes in the near future.

Barry February 27, 2013 at 4:45 pm

Well your alexa rank looks pretty spectacular so you must be doing something right. In the meantime I am going to swing over to your “best of” post and see what your blog has been about. Love the theme btw. Looks great.

Krantcents February 27, 2013 at 4:59 pm

Thanks, you may also like The case against paying off your mortgage!

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