How to Keep Your New Year’s Resolutions and Much More!

by Krantcents · 26 comments

Post image for How to Keep Your New Year’s Resolutions and Much More!

Keeping your New Year’s Resolutions is easy!  If it is so easy, why do so many people break them every year? It starts with how you make them! Typically, you are just hours from midnight on New Year’s Eve and a friend asks you what your New Year’s Resolutions are? You probably have a drink in your hand and you just rattle off a couple things you soon forget.  Is that you?

The number one New Year’s Resolution!

One of the most popular New Year’s Resolutions is losing weight. There are a variety of reasons for weight loss to motivate ourselves, but that may not be enough! You may want to lose weight improve your health such as lower blood pressure, cholesterol, or avoid type 2 diabetes. Improving your health can prevent heart disease and avoid a variety of diseases. Quality of life, confidence and appearance are some other reasons.    Children and adults are overweight and everyone says they want to lose a few pounds.

One of the reasons weight loss is a recurring resolutions is people give up after just a few weeks! The key to success in weight loss is setting realistic goals in such a way, you do not frustrate yourself. If you want to lose fifty (50) pounds, you need to break it down to a daily or weekly objective. One (1) to two (2) pounds a week is a good healthy goal for weight loss. It will take six (6) to twelve (12) months! If your resolution is to lose fifty (50) pounds or diet twelve (12) months as a goal, you will probably quit!

If you have a goal of losing one (1) to two (2) pounds a week, you have to find a realistic method to achieve it. I lost thirty-five (35) to forty (40) pounds about thirty (35) years ago and kept it off. I learned a great deal about goal setting and what works for me. I figured out what caused the weight gain and made changes in my diet. I substituted good choices for bad ones or reduced portion size. I cut out the candy bar at 3 PM and replaced other foods with vegetables.

My secret for weight loss and much more

My solution for weight loss is making the fewest changes as possible! The reasoning is simple; you will never stick to a radical change! Since I take my lunch to work, I can control what I eat. I stopped buying from the candy machine and cut back on portion size.  I could see results very quickly and that seem to keep me motivated. I added more physical activity by walking more and not using the elevator at work. Initially, I only wanted to lose the holiday weight gain, but I was so successful I kept going.

My approach to weight loss seems to work for other goals too. I put together a plan for financial independence. Long term goals are always too big and scary! This is one of the reasons you need to break them down into small tasks to perform daily or weekly. If you monitor your effort and make adjustments, you can achieve anything! Keeping them realistic and achievable is the difference between making a resolution and achieving a goal. Spending the time on the resolution will help you actually achieve it.

My plan for financial independence worked because I was able to concentrate on my daily tasks! Each week, I either met my objective or adjusted my effort to eventually achieve my objective. I gave myself nine (9) years to achieve my goal and managed to trim nearly two (2) years off my timeframe. It all starts with realistic goals monitoring my performance. Just think what you can do, if you have a better plan to accomplish it. It starts with the goal and the plan!

What should you do?

  • Keep your goal Specific, Measurable, Attainable, Realistic and Timely.
  • Write it down, share with supportive friends and hold yourself accountable.
  • Breakdown your goals into daily/weekly/monthly tasks and objectives.
  • Find the compelling reason to stick with it.
  • Don’t let excuses, naysayers or anything from achieving it.

Final thoughts

Why are New Year’s Resolutions the same failed goals every year? If you do not spend the time necessary to make the resolutions important and achievable, they will never change. You have to approach resolutions as though you really want to achieve them. I normally avoid New Year’s Resolutions because I do not wait for a specific date or time to set goals. The steps I outlined works because I use them. If you would like to actually achieve your New Year’s Resolutions, just follow my simple steps.

Photo by: Flickr


Aspiring Blogger Financial Carnival hosted by Aspiring Blogger
Yakezie Carnival hosted by Student Loan Sherpa
Finance Carnival For Young Adults hosted by Fearless Dollar
Carnival of Financial Independence hosted by Reach Financial Independence
Carnival of Financial Camaraderie hosted by Lisa Vs The Loans
Carnival of Financial Planning hosted by Debt Roundup
Carnival of Money hosted by Carnival of Money
Carnival of Retirement hosted by Tie The Money Knot

If you would like to actually achieve your New Year’s Resolutions, just follow my simple steps.

Please make sure to subscribe to our RSS feed to get the latest updates!


Jessica @AlltheFrugalLadies January 16, 2014 at 2:30 am

You are 100% right about breaking up long-term goals into achievable short-term plans. Sometimes seeing so far down the road is overwhelming for us so making weekly goals helps manage our sight of vision and focus on the task at hand. Hope we call all work hard on accomplishing our New Years Resolutions!

Krantcents January 16, 2014 at 7:49 am

You have to force yourself to think 5-10 years down the road otherwise you will never achieve what you want. Usually New Year’s Resolutions are something we plan to achieve within the current year, but it should be part of a longer range plan.

Jon @ MoneySmartGuides January 16, 2014 at 5:29 am

So very true! The smaller the changes you make, the more likely you are in keeping with it. It might seem silly to start off very slowly but any big change is going to result in failure. Going to the gym 3x per week and changing your eating habits is a huge lifestyle change. Start out with one and then slowly build up to introducing the other into your life.

Krantcents January 16, 2014 at 7:51 am

Huge, dramatic changes are very difficult to do. I prefer small changes because I know I can handle them much better.

Untemplater January 16, 2014 at 11:39 pm

I’m doing okay on my goals so far. I met my exercise goal last week. This week not so good but it’s not over yet! I just realized I get Monday off and have a long weekend so I’m thrilled about that! We’ve been having great weather so I plan to keep active outdoors over the holiday.

Krantcents January 17, 2014 at 8:22 am

That is great! I usually focus on the daily or weekly task or objective and the rest takes care of itself. I have along weekend too, I will be cycling everyday.

Alex January 17, 2014 at 12:47 pm

Writing every day is one of my main goals, and I’ve been sticking to it. I could be just a silly idea to as much as two fully edited articles.
As for health and food I’ve come to realise that taking on 1 or 2 smaller challenges per week is a much better way than having to worry about the whole picture all at once.

Krantcents January 17, 2014 at 4:22 pm

When I tried to lose weight (35-49 lbs.) 35 years ago, I just made small changes and monitored what I did each day. It worked so well, it encouraged me to lose more weight and maintain it for all these years.

The First Million is the Hardest January 17, 2014 at 6:39 pm

Breaking down my goals into small regular tasks has been the best way I’ve found to stick to them and meet them. Setting goals that are gradual changes helps too. Its so hard to go from the couch to working out 5 days a week, it’s a goal that you’ll never keep.

Krantcents January 17, 2014 at 7:12 pm

Agreed! It would be like trying to run a marathon without building up to it.

Nik @ Midlife Finance January 19, 2014 at 9:49 pm

This is great! We should really execute well all changes that we are planning in our lives. What I usually do is keep a list of everything that I want to change and from there I start planning who comes first and who’s the priority on the lists. I find it easy to track the progress of everything that I am planning. :)

Krantcents January 20, 2014 at 8:25 am

Thanks, turn it into daily tasks and it will definitely become reality!

Holly@ClubThrifty January 20, 2014 at 5:13 am

I hate dieting and diet food so cutting down portions is the best way for me to lose weight and maintain my weight. Sometimes its difficult to do but I just try to remind myself to stop eating when I’m about 75% full.

Krantcents January 20, 2014 at 8:26 am

I agree! Another way is just cutting out or replacing one item which has a lot of empty calories.

Money Beagle January 20, 2014 at 8:43 am

Manageable sub-tasks allow you to have goals that can be reached in a shorter time, which provides extra motivation to continue. I’ve always said that lofty goals are fine, but you need to set realistic goals along the way so that you can see real progress.

Krantcents January 20, 2014 at 1:31 pm

Daily or weekly tasks keep you on track to your goals! It is also a great way to keep you motivated.

Allyson Odom February 12, 2014 at 8:40 am

Limit your promises. In a much-cited experiment , marketing professor Baba Shiv divided study participants in half, asking some to remember a two-digit number and others to store a seven-digit string. Participants then walked to another room, passing a table where they could choose either a piece of cake or some fruit salad. Result? About six in 10 of those who’d memorized a seven-digit number chose cake, while roughly the same percentage of two-digit memorizers picked fruit! Willpower, you see, is not an infinite resource. Our ability to focus on multiple goals or ideas that require self-control is limited; even the seemingly small difference between two and seven digits influenced how diligent people were about healthy eating. Although it’s tempting to pursue several related goals at the same time (losing weight, quitting smoking , exercising more), it’s likely more productive to stagger resolutions. Better to trim debt in 2012 and save more in 2013 then not accomplish either year after year.

Krantcents February 12, 2014 at 11:04 am

Willpower and discipline come from years of habits. Further conditioning or rewards doing those things usually perpetuate those habits. A lot of my success is based on discipline such as physical health, investing, problem solving and decision making. I think I have to handle a lot of different goals, tasks and objectives in my career and life. As a former CFO, consultant and entrepreneur, it was just part of my day.

{ 8 trackbacks }

Previous post:

Next post: