From the category archives:

Goals

Post image for Follow Me to Wealth!

Who do you follow?  Is it the Jones?  Who is your role model?  A role model is a person who serves as a model in a particular behavioral or social role for another person to emulate.  I hope you have role models you can follow.  It may be your parents, relatives, teachers or someone you admire.  Don’t confuse celebrities or professional athletes as role models.   Choose your role models carefully! Read More…

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Post image for Are You a Big Thinker?

A big thinker is always looking for opportunities!  Where do you want to be in five (5) or ten (10) years?  Have you ever given it thought?  Do you have a plan?  We all have hopes and dreams, but you can turn those dreams into reality.  We often dismiss dreams as something that just happens and you never do anything about it.  I used to dream and dream big when I was a kid.  What changed? Read More…

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Post image for I am Wealthy, so What?

I was reading The Millionaire Next Door again and found out that I am wealthy!  The authors offer a calculation to determine if you are wealthy, just multiply your age times your realized pretax annual household income from all sources except inheritances.  Divide by ten. This, less any inherited wealth, is what your net worth should be.  Why does it matter?  It affects my whole life! Read More…

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Post image for How Long Could You Play on a Losing Team?

Winning and losing is part of life!  Recently, I watched Super Bowl XLVII and Baltimore Ravens won.  The city of Baltimore celebrated and the game goes into history.  College sports have bowl games too, but how about the teams that don’t make it into a bowl?  There are teams that never win!  Can you imagine playing for a losing team?  I will chronicle what one person is doing and what they learn from it. Read More…

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Post image for A Simple Retirement Plan for You!

Retirement can happen at any time!  A typical definition of retirement is the act of leaving one’s job and ceasing work.  In my parent’s generation, you kicked back and did not do much. It was a way of withdrawing or retreating from the work world.  It may happen at a certain age or when you accumulate sufficient assets, money, investments or savings. Read More…

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Post image for Everyone Is in Business!

That’s right, you are in business and you better be good!  You can be in denial because you work for someone or you are a stay at home spouse, but you are fooling yourself.  You are in business and you need good skills or you will go bankrupt.  Before you panic, you do not need a degree in accounting, business or special skills.  A little knowledge and common sense will help you succeed. Read More…

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Post image for I Am a PF Coach and I Should Be Fired!

That’s right, I should be fired!  Where is Donald Trump when you need him?  I think of myself as a personal finance (PF) coach that helps you achieve your goals and I am batting under 500.  My percentage stinks and I should be fired.  This is not an indictment of my expertise or my skills, but I want to do better.  Read More…

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Post image for How to Prepare for 2013 or Any Year!

Looking for new ideas, I came across hundreds of articles explaining how to prepare for 2013.  There are a lot of things to do, but why limit it to 2013?  You should prepare for every New Year by doing a few things.  If you did not start a couple weeks ago, it is not too late, but no more procrastinating!  Here are my five (5) things I do every year and you should too. Read More…

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Post image for There Is Always Something!

There is always something that holds you back!  Why do we always make excuses?  An excuse is an unconscious defense mechanism to justify or explain a behavior or feelings in order to avoid a true explanation.  If you are constantly rationalizing your behavior by making excuses, you won’t accomplish very much.  A long time ago, you made an excuse and someone accepted it. Read More…

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Post image for Progress Is Never a Straight Line!

Progress is forward movement toward a destination or goal.  In education, changes are made often and the results are mixed!  Have test scores increased from the changes?  If they did, that would be progress.  We need progress in everything we do.  Business and your personal life are based on achieving goals.  How can you become more effective? Read More…

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