Given a Choice, What Will You Do? Life is a bunch of choices or is it? Smart choices depend on savings. People without savings or access to money do not have choices. Just in case it is not you, I am talking about the people who are at their credit card limit, live paycheck to paycheck, no savings, up to their eyeballs in debt and a lousy job that they hate. Is that bleak enough? Read More…
The 3 F’s of Success is the Sixth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Read More…
The 3 E’s of Success is the fifth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Read More…
The 3 D’s of Success is the fourth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Read More…
The 3 C’s of Success is the third in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Simple enough or is it? Read More…
Have you Broken New Years Resolutions yet? I know, it is only the twenty-fifth (25) day of the New Year. It is way too soon for you to give up! Am I right or wrong? Your resolutions are still too fresh in your mind to quit this early. So this year, you will succeed. Don’t you want to achieve your goal? Whether it is a financial, personal, or business goal, maybe, I can help. Read More…
The 3 A’s of Success is part of a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Simple enough or is it? Read More…
I think budgeting is easy! The traditional definition of a budget is an estimate of income and expenses for a set period of time. A budget for me is a structure for achieving a financial goal. It helps you track your income and how you spend your money. My approach is to start with my financial goal and I make changes in my spending to achieve it. Read More…
My 2011 goals update results are a little mixed! As 2011 ends, I am thinking about what I want to accomplish in the new year. Reflecting on my accomplishments of 2011 will help me decide what I want to set as goals in 2012. Simply setting a goal or making a resolution is not enough. Many people do that every new year and never follow through, that is why so many resolutions are broken. Read More…
Make No Excuses! When you fail, do you make excuses? Do you take responsibility for your actions or blame others? What is your excuse for poor performance? Excuses keep you from looking at the real problem! Excuses will make you give up! Do you start out with good intentions and tolerate poor results? Why? Read More…