From the category archives:

Goals

Why Save and Invest?

by Krantcents · 2 comments

Post image for Why Save and Invest?

Why save and invest? If you don’t, you would have to save about two thousand ($2,000) dollars per month for nearly forty (40) years to accumulate one million ($1,000,000) dollars. If you invest as little as five thousand ($5,000) dollars per year with a seven (7%) percent annual return, you will accumulate one million ($1,000,000) dollars by retirement. What are you going to do?

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Post image for How to Become Financially Fit

What is financially fit? You can measure your physical fitness in a variety of ways. You can measure your heart rate, pulse, strength, body composition, flexibility, coordination, etc.How do you know if you are financially fit?“Being physically fit is having the energy to perform your daily duties alertly and with vigor, while also maintaining adequate energy for leisure activities.” Are you financially fit? Read More…

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Post image for 25 Money Savings Tips for Everyone

These are 25 money saving tips, I use daily/weekly/monthly and they work!  I learned at a very early age that I needed to save my money to get the things I wanted.  Notice, I said the things I wanted.  My parents provided the things I needed!  Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more.  Start making changes today and you can start saving for what you want too. Read More…

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Post image for Impossible Is Just an Opinion!

Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” (Muhammad Ali)  Don’t tell me it is impossible, but find a way to succeed! Read More…

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Post image for How to Manage Your Money

Money, like emotions, is something you must control to keep your life on the right track.” (Natasha Munson) Money management is the process of budgeting, saving, investing, spending or otherwise in overseeing the cash usage of an individual or group. How you manage your money is crucial to building wealth! Managing your money better just requires some information. Read More…

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Post image for What I Gave Up for Financial Independence

Financial independence was a goal I achieved about twenty-nine (29) years ago. It was part of a ten (10) year plan, I accomplished in about eight (8) years. It was a goal with a plan! It required a level of commitment, discipline and determination day in and day out. Although I used savings and investing to achieve this goal, it was my choices that helped me achieve my success.  Read More…

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Post image for My 2014 New Year’s Resolutions – Nine Months Update

It is time to update my 2014 New Year’s Resolutions! Many people believe that making resolutions public will hold you more accountable. I do not believe that because I always hold myself accountable for my actions. This year, I made my resolutions more persona and more important to me.  Now it is time to show my progress and see how I am doing. What are you doing about your New Year’s Resolutions? Read More…

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All Talk, No Action

by Krantcents · 15 comments

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All talk, no action! You know these people; they make promises or talk a lot and never accomplish anything. It sounds like the guy who says, let’s get together for lunch, but never calls you. Some may think of this person as a people pleaser until they realize it is all talk. They love the positive reaction until you realize it is only intentions. You can do do something about it. The cure is simple! Read More…

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Post image for Fear is a Four Letter Word

Fear is a series of reactions in the brain triggered by a stressful stimulus and ending with such physical reactions as tense muscles, rapid heartbeat and rushed breathing. Fear is kills dreams, ambitions, happiness, love, and success. Fear of failure or success is real! Too often, you see opportunities, but you are unwilling to pursue them because of fear. Fear holds you back!  Read More…

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Post image for Achieving Retirement Goals

How are you doing with your retirement savings? The most important first step is to start making contributions to your retirement savings as early as possible. Using a retirement calculator, if you contribute as little as two hundred ($200) dollars a month at twenty-two years old, you will have one million four hundred thirty ($1,430,000) dollars at sixty-five (65) years old using a growth investment style.

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