From the category archives:

Goals

Post image for The Odds Are Against You!

The odds are against you to be successful. 78% of NFL players end up broke! How many people can even say they were a professional athlete? The odds are against you to make it to that level. The odds are against you to be an Olympic athlete too. The median United States household income is $46,326. Half of the families are living on incomes less and the other half exceeds this amount.  Read More…

{ 12 comments }

Post image for Are You Sabotaging Yourself?

Are you sabotaging yourself? It may be your friends, colleagues or family, someone is sabotaging your plans. It may be you! You have goals or list of things you need to do, but somehow something or someone stops you from achieving them. You tend to blame others for your failure, but it starts with you. We all make mistakes unless it is a habit! Do you sabotage your efforts or allow others to do so? Read More…

{ 2 comments }

Post image for Are You Tough Enough for Success?

Success is for anybody who is tough enough to withstand the ups and downs! Entrepreneurship is a grueling test much like the Tour de France. It takes mental toughness to get through those stages to succeed. Don’t confuse mental toughness with physical toughness. Mental toughness is resiliency, courage, flexibility, responsiveness, strength and sportsmanship. Are you tough enough? Read More…

{ 7 comments }

Post image for Personal Finance Education Is the Key to Happiness

Learning about personal finance is the basis for success! If you are looking for a class at your local high school or community college, you will probably be disappointed. Online classes are somewhat limited although there are many books written about the subject. You can find such diverse subjects online as accounting, corporate finance or other college business classes. Does it mean that there is no demand for it?  Read More…

{ 0 comments }

Post image for The Best Financial Adviser is You

Do you really need a financial adviser? What do you expect a financial adviser to do for you anyway? You can get a fee only adviser to prepare a financial plan and still fail! A financial plan is just a set of financial goals based on your information! It is just a matter of setting goals and monitoring your progress. Some may call it child’s play.  How is it working for you? Read More…

{ 13 comments }

Post image for Don’t Envy the Rich!

The rich are different from you and me. (F. Scott Fitzgerald) Yes, they have more money. (Ernest Hemingway)  “They possess and enjoy early, and it does something to them, it makes them soft where we are hard and cynical where we are trustful in a way that unless you were born rich, it is very difficult to understand.” (F. Scott Fitzgerald) Yes, the rich are different from you and me, they have more problems! Read More…

{ 11 comments }

Post image for How to Cope with Change

Change is inevitable! Recently, my wife and I went to New York for my sister in law’s birthday party. Since we live in Los Angeles, we had to get airline tickets, make arrangements for the dog and find a way to the airport. No big deal, we cashed in miles, our children watched the dog and we drove to the airport. If it were only that easy! You have to deal with all the possibilities and some you never thought of! Read More…

{ 3 comments }

Post image for CAMP Is the New Acronym for Retirement Readiness!

CAMP is not a place with temporary accommodations of huts, tents, or other structures, typically used by soldiers, refugees, prisoners or travelers. When I was a child, I went to camp to escape the New York summers. CAMP is not a destination! If you do not know what CAMP is, you should! CAMP is a way of realistically measuring your retirement readiness.  Read More…

{ Comments on this entry are closed }

Post image for How Do You Measure Your Progress?

I measure my progress daily, weekly, monthly and annually. I  set goals and monitor them periodically. I learned these skills very early and applied them in everything I want to accomplish. If you want to achieve  financial or other goals, you need to monitor your progress. How you measure your progress is important for success ! Here is the secret to my success! Read More…

{ Comments on this entry are closed }

Post image for Is More Money the Answer?

If more money was the answer, what was the question? “Throwing money at the problem” has been an answer for education for years. Wouldn’t you want smaller classes, the best and brightest teachers and the newest facilities or equipment? Are you willing to increase your taxes to make it happen? No one wants higher taxes is why this will never happen! Does throwing money at a problem work? Read More…

{ Comments on this entry are closed }