From the category archives:


Post image for How Much Money Do You Need to Retire?

Everyone says money! How much is enough to take care of you for the rest of your life?  Do you have a number?  Does it cover inflation, medical insurance and all your  “needs” and your “wants”?  Fidelity says you should have at least 8 times your ending salary! Whatever you think, you need to add ten percent!  Why?  You probably underestimated how long you may live. Read More…


Post image for Diversify your Portfolio to Reach your Financial Goals

In finance, you should diversify your investment portfolio by reducing risk by investing in a variety of assets. Typically, this means asset allocationAsset allocation is an investment strategy to balance risk and reward by adjusting the percentage of each asset in an investment portfolio according to your risk tolerance, goals and time frame. Are you diversified? Read More…


Post image for How I live on 50% or less income!

I used to think it was crazy to live on 50% or less income! Here are just some of my cost cutting strategies.  Some people would call me cheap or frugal!  I think of myself as value conscious!  I hate to spend money unless I see the value.  If you maximize your expenses, you will have more money to spend on what you want! My approach may cause you to rethink how you spend your money! Read More…


Post image for Why You Will Never Be Rich!

Getting rich is not that hard, all you need is a goal and a plan. The problem with most people is they never establish the goal! It does not mean they do not want to be rich or successful, but they just keep doing what they have been doing. If you never experienced success, change is difficult! It starts with recognizing what real success looks like. What changes are you willing to make? Read More…


Post image for Ten Small Changes that Can Make Millions

Ten small changes can make millions. Saving for your retirement can be impossible unless you know what to do.  Putting money into a 401K is a no brainer, but where do you find the money?  You can start with a diary of where you spend your money and find expenses to change.  Small changes in your spending can achieve $1-2,000,000 over your lifetime. Read More…


Post image for How to Plan your Future?

If you want to accomplish something in life, you need a plan! In order to have a successful future, you need a ten (10) year plan! It is not just something that comes up during an interview! Successful people plan ahead and you should too. It is one of the reasons it comes up in interviews. It is a great way to improve your performance, productivity, avoid pitfalls and solve problems. What are you doing? Read More…


How to Get Rich?

by Krantcents · 21 comments

Post image for How to Get Rich?

How to get rich? “Being the richest man in the cemetery doesn’t matter to me!” (Steve Jobs) In an interview, Steve Jobs said his goals in life were never to make a lot of money; instead he wanted to leave the world a better place. I know money is important, but at what price? How much money is enough? Does money really make you happy? Everyone wants it, but few know to get it!

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Post image for Four Steps to Improve your Motivation

Where do you get your motivation? Is it competition, money, awards, promotion, recognition, love, pride, goals, or achievement? In the past, it was a great interview question because it reveals so much about the candidate. It reveals what you enjoy, value and probably perform well. In school, it was grades, parents, going to college, a good job or recognition. It takes motivation to achieve your goals! Read More…

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Post image for Lies, I Tell Myself!

Lies are things we tell ourselves because we cannot face the truth! Lies are false statements to a person or group made by another person or group who knows it is not the whole truth, intentionally. Am I handsome if I am not? Am I smart if I am not? How do I see myself is very important relative to my self image. The lies I tell myself are part of my self confidence! What lies do you tell yourself? Read More…

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Why Not You?

by Krantcents · 6 comments

Post image for Why Not You?

Why not you? I watched the Super Bowl on Sunday along with over 100 million other people. This is not an analysis of the game, an explanation for the unlikely winner or review of the commercials. It is about something I heard during an interview of Russell Wilson. His father used to encourage Russell to dream big! If you are waiting for something to happen magically, you will wait a long time.  Read More…

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