From the category archives:


If you’re an entrepreneur, then it’s very likely that cash flow problems are the bane of your existence. Although your sales performance might be outstanding, freeing up the money that you’re owed can be almost impossible. Without the necessary capital to oil the cogs of your enterprise, the whole machine can come grinding to a halt, forcing you to wait until your next unpredictable cash injection before it can start turning once more.

This is why many businesses turn to invoice financing; more specifically, invoice discounting. Invoice discounting works by advancing payments from your outstanding sales ledger, with the money released by entities found through Touch Financial. This means that rather than having to wait for your customers to settle their bills before you can invest your earnings, you have immediate access to the money you’re owed, significantly improving the flow of cash through your company.

Interested? Here are just three of the reasons why it might be the perfect borrowing solution for your business…

#1: You Won’t Require Security

Although it works in a very different way to more traditional borrowing options, at it’s heart, this is exactly what invoice financing is: a means of borrowing money to fund your company. Thankfully, however, it carries far less risk than other cash flow improving alternatives, mainly because it doesn’t require security. This gives it a huge advantage over loans, as it means that you won’t ever have to risk assets that are too important for you to lose.

#2: Invoice Discounting Grows with Your Business

Another important reason to consider invoice financing is its potential for growth. Unlike other borrowing options, which will only provide you with a finite amount of capital, the cash that you can access is reactive to your sales ledger. To put it simply, this means that as your business grows, so too does the money available to you, so that you’re never limited by the amount you can borrow.

#3: Invoice Discounting is Confidential

Invoice discounting is not the only type of invoice financing that’s available to businesses. Invoice factoring is another option, and it’s one that’s very popular. One of the key differences between the two is their confidentiality, and for those seeking to keep their borrowing habits from their customers, invoice discounting is by far the better option. The responsibility to collect payments remains entirely in your hands, meaning that your lender will never supersede your right to conduct your business as you see fit. Invoice factoring on the other hand, free up your time as the lender proceeds to collect all payments from your customers when they fall due.

If your business needs to borrow, why not consider invoice discountin


Post image for Interviews Always Start with this Question

Interviews always start with this question.  You heard it before and you will hear it again, tell me about yourself What does this question reveal?  This simple question tells the interviewer so much about the candidate.  How can a single question tell the interviewer so much?  You just sat down, the interviewer may be getting organized and he/she asks this important question.  What do you do? Read More…

{ Comments on this entry are closed }

Post image for Congratulations Class of 2015, Now What?

Congratulations class of 2015!  Four years or more of hard work has gotten you here.  Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time.  Now you have to start acting like an adult and get a job, move out on your own and support yourself.  What should you do? Read More…

{ Comments on this entry are closed }

Post image for Retirement, Planning the Emotional Side

Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are you going to do in retirement? Read More…

{ Comments on this entry are closed }

Post image for Why Get a College Degree?

Why get a college degree?  You would expect a high return on investment (ROI), if you attended Harvard, Yale or MIT. Even if you received a degree from a no name university.  A lot of families are thinking about this question, whether you are a high school senior or just graduated.   Finding a job in this economy is tough and paying off student loans are tougher without a job.   Is college worth it? Read More…

{ Comments on this entry are closed }

Post image for What Is the Best Career for You?

The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a good candidate. Success is performing your job well!  Read More…

{ Comments on this entry are closed }

Post image for Have You Ever Thought of Politics as a Career?

Have you ever thought of politics as a career? There are a lot of jobs that pay well with excellent health benefits and other perks. Similar to many public service careers, you have a lot of time off too. Many of the high profile careers are elected positions, but not all. Every city, county and state also has similar positions to run their government. Are you interested?

Read More…

{ Comments on this entry are closed }

Post image for How to Handle the Crazy Interview Questions

Interview questions are supposed to assess your preparedness for the job!  Have you ever been in an interview and the interviewer asks you an off the wall question to see how you think?  Every interview should have these questions and the good ones always do!  Interviews are opportunities for the employer to learn about you and you need to demonstrate your skills to convince them you are the right person.  How do you prepare for them? Read More…

{ Comments on this entry are closed }

Post image for 10 Interview Tips that Will Get an Offer

A Job interview is a test! If you do well, you get the job! Whether this is your first job or the beginning of your career, the interview is important! Why not prepare for it? You can find interview questions and practice answers, dress and groom well and even work on your communication skills. There are a lot more to interviews and here are 10 tips to increase your success. Read More…

{ Comments on this entry are closed }

Post image for How to become a Leader

Where can I learn to be a leader?  The best kept leadership secret is……….?  I bet you think it is a Harvard MBA!  It is true that more Fortune 500 CEOs have Harvard MBAs, but that is not it.  Here is a hint.  It does not cost much and there is no entrance exam. There are many opportunities to learn how to become a leader, but you have to work at it! Read More…

{ Comments on this entry are closed }