These days with so many eye-catching purchases to be made you need to have a strict budget and remove any unnecessary purchases in order to get ahead each month and hopefully have a little left over to put towards saving. Among those that can drain your wallet, there are a few purchases that can be deemed unnecessary and are definitely avoidable.
As quick as the news travels through TV and social media now, the print in a magazine is already old news by the time you read it, so much that the “exclusive” stories are probably fabricated enough just to pull you in from the cover. Per issue purchases is where they get you, so if you want to read, at least subscribe to save.
I hate to break it to you, but you are not going to win the lottery, Power Ball, even the Keno at your local bar. You’ll be lucky to win a dollar or two from scratch-off’s that will just be turned into new tickets that you will lose on. The insane odds are against you, so save your money.
Physical Copies of Music and Movies
As much as it hurts me to say, and my huge CD and DVD collection that I donated to charity, there is no reason to purchase a physical copy of music or music anymore. Whether for or against, we live in a digital age, so there are just some things we need to get over from our youth and embrace the change.
Home Phone Line
Another “out with the old”, can go with the home land line. Even though my in-law’s think that they’re saving money by including a land line with their cable package, you could get just as good of deal if you were to drop the home phone that is only used field telemarketers as the only callers anymore.
Gas Station Drinks
You can buy a case of water for $4, so going into a gas station for a bottle of water for a dollar or two doesn’t make sense. Same goes for sports and energy drinks, a huge markup for buy singles, so at least buy in bulk if you find the need. Skip the chips as well, as you can buy a whole bag at the grocery store for the same price as the single serving.
Already Cut Fruits and Vegetables
Sure, it does save time from cutting up a pineapple or melon, but you will be paying for pre-cut fruits and veggies at the checkout, probably at least five times as much. On a regular shopping schedule these costs can add up over the course of a month.
Monthly Gym Membership
Now I’m not against working out, but I got my gym membership a few months ago, it’s the already the end of March and I’m now paying $50 a month for a membership I don’t use. The weather is starting to get nicer so avoid the gym, take the dog for daily walks, and start to get some needed outdoor exercise, for free.