2012 New Year’s Resolutions Update

by Krantcents · 44 comments

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New Year’s Resolutions are a commitment, an individual makes to a project or reforming a habit.  It is not a set of goals, but a commitment to the goals. Normally, I never made New Year’s Resolutions.   Why wait for a particular day to set goals.  Now that I have a better understanding of New Year’s Resolutions, I will update you on my 2012 New Year’s Resolutions.

For six (6) months, my Page Rank was reduced to zero and it had a huge impact on my earnings.  In addition, I had a pinched nerve which was brought on because of degenerative discs.  I was in severe pain for nearly four (4) months and surgery was looking as the only solution to stop the pain.  The good news is the pain stopped and surgery is delayed.  It still had a material effect on my performance.  I am not trying to make excuses, but that did occur.  In the fourth quarter, I realized changes needed to be made to turn things around.  The changes are starting to get some positive results.

Volunteering – I wanted to start volunteering and planned to start with a couple hours week.  I found an opportunity to volunteer for four to five hours a month.  By now, I have been volunteering for five months and thoroughly enjoy it.  I reached out to the Boys and Girls Clubs that have a program at my school and suggested some career workshops. I expect to add time over the next five years to have something worthwhile in retirement.

Earn more income from my blog – I wanted to earn or average $2,000 per month income from my blog, but Google had different plans.  My Page Rank went to zero in March and blocked me for six months.  It had a devastating effect on my income.  Believe it or not, I learned a lot from the experience.  I learned that I focused on the wrong things and I needed to change.  Last month I started focusing on my writing and relationships and it is starting to pay off. Not financially, but the trend is encouraging.  Over the year, I watched my Alexa ranking go from 88K to 270K!  Definitely going in the wrong direction!  In the last month, I started going in the right direction and my ranking is now is about 240K and going down.

Top 100 Personal Finance Blogs – My goal was to be part of the Top 100 Personal Finance Blogs.  My goal is probably a stretch, but I always go for the impossible.  I did not make the top 100, but for a short while, I made the top 200.  I will continue to strive toward this goal, but it is no longer one of my top goals.  Along with more income, I decided my focus should be on my writing and relationships and the rest will happen eventually.

Although I suffered a few setbacks, I am optimistic that I will not remain down. I will continue to make changes and monitor my progress.  I am still a work in progress and will try different things until I achieve my goals.  I hope you keep reading my articles and you let me know what you think in your comments. This is my update for 2012 New Year’s Resolutions and I will post my 2013 New Year’s Resolutions next week.

Photo by:  ecastro


Carnival of Financial Planning at Thriftability
Yakezie Carnival at Making Sense Of Cents
Carn. of Financial Camaraderie at The Savvy Scot
Y and T’s Weekend Ramblings at Young and Thrifty
Carnival of MoneyPros at Debt Black Hole

2012 New Year’s Resolutions Update!

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Greg@ClubThrifty December 27, 2012 at 4:16 am

Yikes! I’m sorry to hear about your struggles. Good luck in the new year!

Krantcents December 27, 2012 at 7:30 am

Thanks, anything worthwhile is never easy!

Michelle December 27, 2012 at 5:21 am

I did horrible with my volunteering goal. I cringe when I think about how bad I was! Hope 2013 is great for you.

Krantcents December 27, 2012 at 7:34 am

Thanks, I wanted to start volunteering for a long time. 2012 was my year to finally start and I expect to do more in 2013.

Sean @ One Smart Dollar December 27, 2012 at 7:05 am

Love hearing positive hope. So many people can get knocked down and it’s tough for them to get back up. You will be where you want to be in no time. Think of the volunteer work as positive karma :-)

Krantcents December 27, 2012 at 7:35 am

Thanks, I always felt one of my shortcomings/greatest asset is never giving up!

Lance @ Money Life and More December 27, 2012 at 8:48 am

I am glad you stuck with it after the page rank slap. It would have been a shame if that caused you to quit!

Krantcents December 27, 2012 at 9:08 am

Thanks! I never quit. It is one of my weaknesses/assets!

Miss T @ Prairie Eco-Thrifter December 27, 2012 at 9:18 am

Great goals. I have to say I am surprised you aren’t already included in the top 100. Your blog is awesome. Good luck with your goals. I have total faith you will reach them.

Krantcents December 27, 2012 at 9:24 am

Thanks, I love the positive feedback. Anything worthwhile takes considerable effort and I made come changes. I will keep trying because it is part of my personality.

Kathleen, Frugal Portland December 27, 2012 at 9:37 am

I feel lucky I didn’t get started until March! Who lists the top 100?

Krantcents December 27, 2012 at 12:49 pm

Change is guaranteed with Google, so it is just a matter of time. WiseBread does the Top 100 (actually up to 843).

Financial Independence December 27, 2012 at 9:53 am

Why would you your stats went to zero only because of google? I thought such an excellent blog as yours would have a lot of permanent readers like me…

I do not know – how much of your time are you willing to exchange for $2,000 a month?

I think all you need to do is to keep writing..the rest is almost perfect!!

Krantcents December 27, 2012 at 12:53 pm

Thanks, Google took my Page Rank to zero for about 6 months. For 2013, I am just going to focus on the writing and see how it goes.

Tackling Our Debt December 28, 2012 at 2:00 pm

$2000 a month would be sweet like winning the lottery for my blog. It is a shame how Google keeps tweaking things and good blogs like yours suffer from it. I wish they would quit messing around. Many of their changes seem to favor the crappy duplicate sites and the good ones get pushed way down in the rankings.

Good to hear that your pain has subsided! Look forward to reading your 2013 post next week.

Krantcents December 28, 2012 at 3:42 pm

I don’t take it personally, I will just work harder, smarter or more creatively. I am just looking forward to 2013!

Darwin's Money December 28, 2012 at 6:07 pm

Wow, sorry to hear about the pinched nerve, hopefully that’s all squared away. I was slammed by google from some stupid malware I had earlier in the year. They initially de-indexed me and it took months to be re-indexed after paying someone to remove all the crap but my SEO hasn’t come back to the level it was at in 2011. Those are the breaks I guess! I keep blogging!

Krantcents December 29, 2012 at 10:17 am

Unfortunately, the pinched nerve was just a symptom of the larger (degenerative discs) problem. So far so good, I am just monitored, but eventually I will need surgery. Blogging is no different than any other business, stuff happens beyond your control! I think I learn from these kinds of things and come back stronger.

Amanda L Grossman December 29, 2012 at 6:36 am


I am still a “0″ myself…here’s to hoping in 2013.

Also, way to go in getting in the top 200! If you think about the hundreds of thousands (probably millions by now) of personal finance blogs out there, then you should be most proud.

Happy New Year to you and your family.

Krantcents December 29, 2012 at 10:25 am

Thanks! Being 195 out of 843 financial blogs is great, but I want more. I guess it will always be a work in progress. When my Page Rank went from 4 to zero, I was devastated. It seemed as though they were penalizing me and it continued for 6 months. I requested reevaluation almost every month and finally it went to 3. It seems like persistence works on the internet too.

Jen @ Master the Art of Saving December 29, 2012 at 1:20 pm

Ouch! Those disks are tricky little bastards. A few years back, I had a ginormous bulging disk slammed into the nerve column thingy. It was horrid, worse than childbirth without drugs.

It was about 6 or 7 months before I found out I needed surgery. At that point, it was so bad that I had to go in that same week or I could lose the use of my legs. Nerves scare the crap out of me.

It’s great that it got better without surgery. :-)

I’m sure 2013 will be your year.

Krantcents December 29, 2012 at 1:30 pm

Thanks, Nerves are very tricky because it affects so much of what goes on in your body. My orthopedist scared the stuffing out of me when he said I could end up a paraplegic! It is the basis for spinal cord injuries. It is one of the reasons, I am being monitored by a neurosurgeon. So far so good! I am looking forward to 2013 to see what I can do.

Kim@Eyesonthedollar December 29, 2012 at 6:35 pm

I really like your attitude and the different career paths you’ve chosen. Most bloggers are younger than me, some quite a bit, so it’s fun to see a different perspective. I have also really enjoyed your blog. You can tell that you write from the heart, not from SEO suggestions. I have no idea what is possible with blogging, but it keeps me on track for the big things I want to do in life. If I make money, sweet. If not, I won’t do it forever, but hopefully someone might benefit from hearing about what I’ve done wrong and right along the way.

Krantcents December 29, 2012 at 8:33 pm

Thanks, my secret is out! I am considerably (66 y.o.) older than most bloggers, but I never related to people my age. I love the idea of influencing people with words and starting a dialog. I try to find subjects I am passionate about otherwise writing is too difficult for me. I am genetically predisposed to go after the impossible. My mantra is impossible is just an opinion!

Mandy @ MoneyMasterMom December 30, 2012 at 4:11 pm

I can’t imagine being at 88,000 and then going back up to 240000. That would be such a heart breaker :( Good luck in 2013

Krantcents December 30, 2012 at 4:16 pm

Thanks, I saw my Alexa ranking slip almost all year. I was thinking I was overlooking something, but I am making changes now and it is starting to work.

mbhunter December 30, 2012 at 7:24 pm

“Why wait for a particular day to set goals?”

Krantcents December 30, 2012 at 8:06 pm

Being decisive cures a lot of things! It help achieve results too.

Lena @ WhatMommyDoes December 30, 2012 at 10:40 pm

What a shame Google treated you that way! I went through a big Google smackdown when the first Panda hit, so I feel your pain. Was averaging $1,800 per month from revenue share articles for a couple years when some simple tweaks took me down. Here’s to both of us recovering that revenue!

Krantcents December 31, 2012 at 7:23 am

I don’t take it personally, although it took forever (6 months) to get a decent Page Rank back. I am just concentrating on my writing and a few other changes.

maria@moneyprinciple December 31, 2012 at 2:27 am

Great progress, Krant despite adversity. I am glad to hear that you have your PR back and even more so that the nerve provlem has settled. I know how horrid it is; in fact I say that I can write through anything but stomach ache and back ache.
Re-focusing is also a great strategy – I see it as building a house; it needs solid foundation, great building work and modernasing from time to time. To do this we have to continue learning, experimenting and growing as people, thinkers and artists.
Good luck with all that and may 2013 bring you much success, health and happiness.

Krantcents December 31, 2012 at 7:25 am

Thanks, I plan on focusing on the writing and a few changes! The rest should take care of itself.

AverageJoe December 31, 2012 at 10:54 am

I’m excited about 2013, KC. It seems like we’re thinking along the same paths next year. Can’t wait to see what it brings. I’m in the middle of laying out milestones that I want to reach along the way, so I don’t get lost in the weeds.

Krantcents December 31, 2012 at 1:00 pm

I am a huge advocate of goals and milestones,, but I am making changes for 2013. I will still have goals, but I will approach them differently.

Brett Wilson December 31, 2012 at 2:31 pm

I really enjoy your articles. I hope that you have a good 2013.

Krantcents December 31, 2012 at 2:33 pm

Thanks, I hope you have a good new year too.

jefferson @SeeDebtRun January 1, 2013 at 7:13 am

it sounds like the experiences that you went through in 2013 will make you stronger in the long run.. certainly the google situation is a major bummer, but i am glad to hear that you were able to recover from it, and make blogging fun again.

i would love to add more volunteering into my life in 2013, absolutely a goal.

Krantcents January 1, 2013 at 7:19 am

Thanks, you can start with just a few hours a month like I did. It is very rewarding!

Elizabeth @ Broke Professionals January 1, 2013 at 12:08 pm

You are one of MY top 100 blogs, if that makes you feel better.

Google screwed with a lot of bloggers this past year – some deserved it, some didn’t. I wouldn’t lump you in with the former group, though :)

Krantcents January 1, 2013 at 1:09 pm

Thanks, I am still working on it even if it is delayed. I appreciate the sentiment though!

Lisa @ Thriftability January 2, 2013 at 11:21 pm

I’m right there with you – working while suffering from pain is a bad deal all the way around. My own neck injury caused a huge gap in the finances this year (just finished writing about it.) I hope your pain stays away so you can avoid surgery… keep up the good work! I read your blog every week ;)

Krantcents January 3, 2013 at 7:42 am

Thanks, working through pain is tough because you don’t know how long it will last! Now that it is gone, I take it as a signal to be careful.

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